Nu Holdings Investor Relations Material

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. The company's Nu Bank platform provides digital accounts; and NuCard, a debit card with no annual fee. It also offers NuConta, a digital account with no monthly service fee that automatically invests excess money in the user's account into government bonds at 100% of the CDI rate; and NuCredito, which provides credit card and personal loan services to consumers. In addition, the company helps investors build data-driven financial products and services through its API platform.