)
Oberbank (OBS) investor relations material
Oberbank Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company profile and market position
Operates in five countries with 161 branches, ranking as the 7th largest bank in Austria by assets at €29.4 billion as of June 2026.
Employs 2,130 FTEs and maintains a strong regional focus in Austria, Germany, Czech Republic, Hungary, and Slovakia.
Has a stable and independent ownership structure, with significant employee participation and a free float of 34.85%.
Historical growth and expansion
Founded in 1869, expanded into Germany (1990), Czech Republic (2004), Hungary (2007), and Slovakia (2009).
Celebrated 40 years of independence and 150 years of operation in recent years.
Opened new branches in key German cities, including Dortmund (2024) and Essen (2025).
Financial performance and stability
Profit before tax for Q2 2026 reached €251.7 million, up €16.9 million year-over-year.
Cost-income ratio improved to 42.4%, and RoE before tax was 11.3%.
Maintains a long-term S&P issuer rating of A- (stable) and a AAA rating for its mortgage-backed cover pool.
Total capital ratio stands at 20.89%, well above regulatory requirements.
- Strong financials, regional expansion, and sustainability drive robust growth and stability.OBS
Investor presentation - Profit after tax up 11% to €199m, with record customer assets and strong fee growth.OBS
Q2 2026 - Strong net interest income and lending growth offset lower profit from equity investments.OBS
Q2 2024 - Record operating income and equity growth, but profit before tax fell 3.7% year-over-year.OBS
Q3 2024 - Solid lending and fee growth offset margin pressure, but profits declined year-over-year.OBS
Q2 2025 - Solid profitability driven by fee growth and record customer assets, despite lower net interest income.OBS
Q3 2025 - Strong lending and fee growth offset by slight profit decline amid geopolitical risks.OBS
Q1 2026 - Record profit before tax and robust growth set the stage for ambitious 2030 dividend targets.OBS
Q4 2025
Next Oberbank earnings date
Next Oberbank earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)