OFG Bancorp Investor Relations Material

OFG Bancorp, established in 1964, is a financial holding company based in San Juan, Puerto Rico. The company operates primarily in Puerto Rico and the U.S. Virgin Islands, offering a broad range of financial services through its principal subsidiaries: Oriental Bank, Oriental Financial Services, and Oriental Insurance. OFG Bancorp provides consumer and commercial banking, lending, and wealth management solutions. It is also involved in financial services including auto loans, residential mortgages, consumer finance, credit cards, business loans, cash management, and investment brokerage services. The company is headquartered in San Juan, Puerto Rico, and its shares are listed on the New York Stock Exchange.