Ohio Valley Banc Investor Relations Material

Ohio Valley Banc Corp. is the holding company for The Ohio Valley Bank Company, which offers a range of banking services primarily across Ohio and West Virginia. The company operates through two main segments: Banking and Consumer Finance. Its banking services include various deposit products such as checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. Ohio Valley Banc Corp. also provides loans, including residential mortgages, commercial loans, and consumer loans for items like automobiles and recreational vehicles. Additionally, the company offers services such as credit cards, online banking, and financial management tools, along with ATMs located on-site and off-site. The company is headquartered in Gallipolis, Ohio, and its shares are listed on the NASDAQ.