Logotype for OK-Q8

OK-Q8 (OKQ8) investor relations material

OK-Q8 Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for OK-Q8
Q2 2025 earnings summary21 Aug, 2025

Executive summary

  • Operates in payment services, lending, and factoring, with 100% ownership by a parent company.

  • First half of 2025 marked by global political tensions and market uncertainty, but Swedish inflation and interest rates stabilized at lower levels.

  • Credit losses improved, but operating income declined due to lower factoring revenues, resulting in a slightly weaker result year-over-year.

Financial highlights

  • Net interest income rose to 20,648 Tkr from 8,454 Tkr year-over-year.

  • Net profit for the period was 10,035 Tkr, down from 13,621 Tkr in the first half of 2024.

  • Credit losses improved to -103 Tkr from -5,251 Tkr year-over-year.

  • Total assets decreased to 2,164,740 Tkr from 2,779,819 Tkr as of June 2024.

  • Deposits from the public fell by 2.29% to 1,129,057 Tkr; lending to the public decreased by 0.62% to 2,084,799 Tkr.

Outlook and guidance

  • Ongoing monitoring of credit risk due to persistent macroeconomic uncertainty and high unemployment.

  • No significant events after the reporting period.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next OK-Q8 earnings date

Logotype for OK-Q8
Q4 202528 Apr, 2026
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next OK-Q8 earnings date

Logotype for OK-Q8
Q4 202528 Apr, 2026

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

OKQ8, one of Scandinavias largest fuel companies, is a key player in the regions energy sector, offering a wide range of products and services. These include various fuel options such as Diesel Bio, HVO100, Ethanol E85, Biogas, and GoEasy fuels with renewable admixtures. The company also supports electric vehicle owners with high-power charging stations. OKQ8's retail outlets provide freshly made food, auto accessories, spare parts, and items for home and leisure. It operates a comprehensive network of service stations across Sweden, including car washes, tire retailing, car rental, and repair services. The company is headquartered in Stockholm, Sweden.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage