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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
One MobiKwik Systems
One MobiKwik Systems (MOBIKWIK) investor relations material
One MobiKwik Systems Q2 26/27 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 26/27 earnings summary2 Nov, 2026
Executive summary
Q2 FY27 marked a fourth consecutive profitable quarter, with record EBITDA of INR 227 Mn and PAT of INR 118 Mn; platform GMV grew 35% YoY.
Contribution profit rose 50% YoY as payments and lending grew; merchant payments and financial services supported gross-margin expansion.
Financial highlights
Total income was INR 3,028 Mn; revenue from operations was INR 2,957.02 Mn, versus INR 2,702.11 Mn in Q2 FY26.
EBITDA was INR 227 Mn in the operating presentation; consolidated EBITDA in the financial statements was INR 157.75 Mn, versus a loss of INR 63.76 Mn in Q2 FY26.
PAT was INR 118.32 Mn, versus a net loss of INR 286.15 Mn in Q2 FY26; H1 FY27 consolidated profit was INR 194.48 Mn.
Contribution profit reached INR 1,439 Mn, up 50% YoY; direct costs fell 13% YoY.
Consolidated H1 FY27 operating cash flow was negative INR 261.38 Mn, compared with negative INR 1,838.07 Mn in H1 FY26.
Segment performance
Payments GMV was INR 597 Bn, up 35% YoY; merchant GMV rose 76% to INR 133 Bn and consumer GMV grew 27% to INR 464 Bn.
Payments gross margin reached 38.2%, up 884 bps YoY, while payments revenue was flat YoY and direct costs declined 13%.
Financial Services revenue was INR 869 Mn, up 42% YoY; disbursals rose 34% to INR 10,826 Mn and gross profit grew 123% to INR 571 Mn.
Financial Services gross margin increased to 65.7% from 41.8%; lending-related expenses fell 16% YoY.
Lending disbursals rose 47% QoQ following the Q1 technology migration; two partners were added, bringing the total to 11.
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Latest events from One MobiKwik Systems
- Revenue and GMV surged as adjusted EBITDA turned positive, amid credit and regulatory risks.MOBIKWIK
Q4 21/22 - Lower revenue and deeper losses met with fresh funding and significant credit and legal risks.MOBIKWIKQ4 20/21
- Record Q1 profitability with INR 76.16 million PAT, 50% GMV growth, and strong cost control.MOBIKWIKQ1 26/27
- Profitable quarters, record GMV, and improved margins drive strong growth outlook for FY27.MOBIKWIKQ4 25/26
- Q3 FY26 saw a profitable turnaround with record payments GMV and strong financial services growth.MOBIKWIKQ3 25/26
- Quarterly revenue reached INR 3,422.67 million with a net loss of INR 66.15 million.MOBIKWIKQ1 24/25
- Payments GMV rose 203% YoY to INR 1,158.7B, but net losses widened on higher costs.MOBIKWIKQ4 24/25
- Q3FY25 income up 19% YoY, payments GMV up 206%, and IPO completed.MOBIKWIKQ3 24/25
- Q2FY25 income up 42% to INR 2,937m, Payment GMV up 267%, EBITDA INR 68.04m, net loss INR 35.94m.MOBIKWIKQ2 24/25
Next One MobiKwik Systems earnings date
Q3 26/272 Feb, 2027
One MobiKwik Systems
Next One MobiKwik Systems earnings date
Q3 26/272 Feb, 2027
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Frequently asked questions
One MobiKwik Systems Limited is an India-based company specializing in digital financial services. The company operates a mobile wallet and payment platform that enables users to make digital transactions, including bill payments, money transfers, and online shopping. In addition to consumer payments, MobiKwik offers buy now, pay later (BNPL) solutions and financial products such as personal loans and insurance. One MobiKwik Systems Limited is headquartered in Gurugram, India, and its shares are listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange of India (NSE).