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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
OP Bancorp
OP Bancorp (OPBK) investor relations material
OP Bancorp Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary22 Oct, 2026
Executive summary
Q3 2026 net income was $7.8M and diluted EPS was $0.52, versus $8.0M and $0.53 in Q2 and $6.7M and $0.45 in Q3 2025.
Loan growth supported higher net interest income and a 19-bps QoQ expansion in net interest margin to 3.27%; balance sheet growth continued.
Financial highlights
Revenue was $27,502K, compared with $25,719K in Q2 and $24,476K in Q3 2025; net interest income was $22,207K, up 11% QoQ and 9% YoY.
Q3 net income declined 3% QoQ and increased 16% YoY; diluted EPS was $0.52, versus $0.53 and $0.45, respectively.
9M net income was $22,975K, up 24% YoY; diluted EPS was $1.54 versus $1.25, and net interest income rose 9% to $62,798K.
Noninterest income was $5,295K, up 28% YoY, primarily on higher SBA loan-sale gains; noninterest expense rose 14% YoY to $15,512K.
Outlook and guidance
Management’s stated priorities for Q4 2026 are sustainable growth, disciplined risk management and operating efficiency.
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Latest events from OP Bancorp
- Q2 2026 net income rose to $8.0M, with strong capital, loan growth, and a $0.14 dividend paid.OPBK
Q2 2026 - Net income rose 3% sequentially to $7.2M, with strong loan growth and a 17% dividend increase.OPBKQ1 2026
- Proxy covers director elections, say-on-pay, auditor ratification, and robust governance practices.OPBKProxy filing
- Q4 2025 net income up 5% sequentially, with strong loan growth and stable asset quality.OPBKQ4 2025
- Shareholders will vote on directors, executive pay, auditor ratification, and key governance matters.OPBKProxy Filing
- Q3 2025 net income up 23% year-over-year, efficiency improved, and capital ratios remained strong.OPBKQ3 2025
- Net income and EPS rose on strong loan growth, margin expansion, and solid credit quality.OPBKQ2 2025
- Q3 net income rose 6.2% as strong loan and deposit growth offset margin pressure.OPBKQ3 2024
- Q2 2024 net income was $5.4M, down 10.8% year-over-year as margins compressed.OPBKQ2 2024
Next OP Bancorp earnings date
Q4 202622 Jan, 2027
OP Bancorp
Next OP Bancorp earnings date
Q4 202622 Jan, 2027
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