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Oregon Pacific Bancorp (ORPB) investor relations material
Oregon Pacific Bancorp Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net income for Q2 2026 was $2.8 million, or $0.38 per diluted share, up from $2.4 million ($0.33 per share) in Q1 2026.
Net interest margin expanded to 4.19% from 4.13% in the prior quarter.
Quarterly loan growth reached $11.1 million, driven by strong production and limited payoffs.
Leadership transition: Amber White appointed President/CEO effective July 1, 2026, as Ron Green retires and becomes Executive Advisor and Board Member.
Financial highlights
Interest income for Q2 2026 was $10.53 million; net interest income was $8.15 million.
Noninterest income increased to $2.23 million, with trust fee income rising by $141 thousand.
Noninterest expense decreased to $6.66 million, mainly due to lower salaries and payroll taxes.
Return on average assets improved to 1.36% from 1.18% in Q1 2026.
Book value per share rose to $11.50 at quarter end.
Outlook and guidance
Continued focus on relationship banking, responsible growth, and community service.
Anticipates ongoing growth in trust services and noninterest income throughout 2026.
- Loan and deposit growth lifted balances as expenses rose and classified assets increased $2.4M.ORPB
Q1 2025 - Q1 2026 saw margin expansion, deposit growth, and a CEO transition amid stable asset quality.ORPB
Q1 2026 - Q4 net income up, annual earnings and trust AUM grew, with improved margins and capital ratios.ORPB
Q4 2025 - Earnings and deposits grew, margins expanded, and efficiency improved amid a stable risk profile.ORPB
Q3 2025 - Net income and margins improved, supported by loan and deposit growth and cost control.ORPB
Q2 2025 - Q4 net income up, margins improved, and trust fees rose as mortgage lending winds down.ORPB
Q4 2024
Next Oregon Pacific Bancorp earnings date
Next Oregon Pacific Bancorp earnings date
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