)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Origin Bancorp (OBK) investor relations material
Origin Bancorp Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary24 Jul, 2025
Executive summary
Net income for Q2 2025 was $14.6M ($0.47 EPS), down from $22.4M in Q1; PTPP earnings were $21.5M, down from $32.0M.
Optimize Origin initiative targets >1% ROAA by Q4 2025, with $34.2M in annual PTPP earnings improvement from branch consolidation, headcount reduction, mortgage restructuring, and balance sheet optimization.
Book value per share increased to $38.62; tangible book value per share rose to $33.33.
136,399 shares repurchased in Q2 at an average price near $32; new $50M repurchase program authorized through July 2028.
Strategic initiatives, including bond portfolio optimization and cost efficiencies, are expected to yield $34.2M in annualized pre-tax benefits.
Financial highlights
Net interest income reached $82.1M, the highest in nine quarters, with NIM-FTE up 17 bps to 3.61% sequentially and 44 bps year-over-year.
Total loans held for investment were $7.68B, up 1.3% sequentially; total deposits declined 2.6% to $8.12B.
Noninterest income dropped to $1.4M, mainly due to a $14.4M loss on securities sales.
Noninterest expense was $62.0M, nearly flat sequentially, with lower occupancy costs offset by higher salaries and data processing.
Book value per share increased to $38.62, up 2.3% from Q1 and 9.6% year-over-year.
Outlook and guidance
Targeting >1% ROAA run rate by Q4 2025, with top quartile peer performance as the ultimate goal.
Loan and deposit growth guidance reduced to low single digits for 2025.
NIM guidance for Q4 2025 is 3.70% ±5 bps, and for 2025 is 3.55% ±5 bps.
Noninterest income growth, excluding notable items, guided to low double digits for Q4 2025 over Q4 2024, driven by Argent equity method accounting.
Expense run rate expected to remain flat in the second half of 2025; capital levels provide flexibility for opportunistic deployment.
What additional earnings are expected from projects?
How does Argent ownership impact noninterest income?
How will M&A consolidation drive loan growth?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Origin Bancorp earnings date
Q3 202523 Oct, 2025
Next Origin Bancorp earnings date
Q3 202523 Oct, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Origin Bancorp Inc is a bank holding company that operates through its subsidiary, Origin Bank, offering a range of financial services to individuals and businesses. The company provides commercial and consumer loans, deposit products, treasury management, and mortgage lending services. It serves a diverse customer base including small to mid-sized businesses, commercial real estate clients, and individual consumers.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage