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Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
OUTsurance Group (OUT) investor relations material
OUTsurance Group H2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2025 earnings summary15 Sep, 2025
Executive summary
Strong organic growth across all core markets, with premium inflation moderating but remaining above CPI due to structural factors like climate change and technology.
Strategic focus on core products, channel optimisation, and system modernisation to drive future growth and cost efficiency.
OUTsurance Ireland gaining traction as a challenger brand, with expected break-even by FY2029.
Group structure simplification and non-core asset monetisation underway, aiming for better alignment between management and shareholders.
Favourable claims environment and disciplined cost management supported profitability.
Financial highlights
Group normalised earnings up 33.7% to R4.728 billion; normalised ROE improved to 33%.
Gross written premium grew 16.8% to R38.78bn; net earned premium up 18.4%.
Ordinary dividend per share up 36.2% to 237.6c; special dividend of 33.1c declared.
OUTsurance Holdings normalised earnings up 29.6%; ROE improved from 30.7% to 36.4%.
Operating profit for property & casualty rose 28.3% to R5.69bn.
Outlook and guidance
Confident in sustaining mid-teens premium growth over the next five years, driven by strong organic growth and market share gains, especially in Australia.
Focus on cost efficiency, system upgrades, and profitable channel growth.
OUTsurance Ireland expected to reach monthly break-even by FY2029.
Quantify top-line to bottom-line conversion improvement
Explain higher quality growth replacing BZI GWP
Share-based payments impact on FY26 expense base
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Next OUTsurance Group earnings date
H1 202613 Mar, 2026
Next OUTsurance Group earnings date
H1 202613 Mar, 2026
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Frequently asked questions
OUTsurance Group Limited is a South African financial services company offering insurance products and investment services. It provides short-term and long-term insurance, including car, home, life, and business insurance, along with financial advice and asset management solutions. The company serves individual and commercial clients primarily in South Africa and select international markets. The company is headquartered in Centurion, South Africa, and its shares are listed on the JSE.
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