)

OVB Holding (O4B) investor relations material
OVB Holding Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Sales and brokerage income grew 11.1% year-over-year to €220.7 million in H1 2025, with client base up 4.6% to 4.81 million and advisors up 6.7% to 6,407.
EBIT declined 58.8% to €3.8 million, mainly due to extraordinary items and a product partner insolvency.
Net income attributable to owners dropped 68.1% to €2.9 million; EPS fell from €0.65 to €0.21.
Financial highlights
Brokerage income rose 11.1% to €220.7 million; EBIT margin decreased from 4.7% to 1.7%.
Net income fell to €2.9 million from €9.2 million; EPS declined 68.1% to €0.21.
Brokerage expenses increased 12.7% to €151.2 million; other operating expenses up 34.3%.
Personnel expenses rose 10.7% to €29.6 million; depreciation and amortisation up 16.6%.
Cash flow from operating activities halved to €9.5 million; cash and cash equivalents at €62.4 million (-6.9% year-over-year).
Outlook and guidance
Full-year brokerage income forecast raised to €430–450 million (previously €420–440 million).
EBIT guidance lowered to €10–15 million from €20–23 million due to extraordinary items and partner insolvency.
Ongoing legal proceedings and financial risks from the product partner insolvency remain uncertain.
Next OVB Holding earnings date

Next OVB Holding earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage