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Paragon Banking Group plc, formerly Paragon Banking Group PLC, is an independent bank in the United Kingdom. It operates through three segments: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgage Lending segment offers real estate lending services to consumers and businesses. The Commercial Lending segment provides financing to small businesses for working capital and fixed assets. The Idem Capital segment provides investment management services to individuals, institutions, endowments and foundations. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.