Parke Bancorp (PKBK) investor relations material

Opening remarks and agenda

• Meeting opened by the Chairman, with introductions of board members and explanation of meeting procedures and voting process.

• Quorum confirmed with over a majority of shares present or represented by proxy.

Board and executive committee updates

• Senior management team introduced, highlighting roles in IT, asset quality, lending, finance, risk, credit, and administration.

• Emphasis on regulatory compliance, internal controls, and cohesive management.

Financial performance review

• Total assets grew 5% to $2.25 billion in 2025, with loans up 8.9% and deposits up 7.8%.

• Net income rose 37.3% to $37.8 million in 2025; EPS was $3.20.

• Efficiency ratio improved to 35.03% in 2025, among the best in community banking.

• First quarter 2026: assets up 3.3%, loans up 8.3%, deposits up 1.9%, net income up 52.3% to $11.8 million.

• Return on average assets and equity, and net interest margin, all showed significant improvement in Q1 2026.