Pathward Financial investor relations material

Pathward Financial Inc, previously Meta Financial Group, is the holding company for Pathward N.A. that offers various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company's Consumer segment provides account acquisition, online banking, cardholder services, fraud management, electronic bill payment, customer service support, and marketing solutions to financial literacy campaigns. Its Commercial segment offers lending services for commercial real estate and business revolving lines of credit; regulatory capital programs to support cash flow for deposits in term lengths ranging from one to five years; select processing solutions that include prepaid bluebird2go accounts with bank-funded American Express cards; automated cash management solutions comprising ATMs; patented software and equipment servicing to help delivery systems work more efficiently; specialized check writing and printing; specialized tax preparation check printing; returns processing services; ACH origination solutions; and AIDC/barcoding technology hardware solutions. The company's Corporate Services/Other segment comprises tax refund-related deposit products consisting of refunds on debit cards, ATM cards, and other prepaid products issued directly to consumers by Pathward N.A. or its federal tax client partners.