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Patriot National Bancorp (PNBK) investor relations material
Patriot National Bancorp Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved strong asset growth and improved earnings in Q2 2026, with net income and net interest income both rising significantly quarter over quarter.
Total loans and deposits increased by over 14% and 12% respectively, reflecting robust business momentum.
Financial highlights
Net interest income rose by $2.4M to $9.5M compared to the previous quarter.
Net income increased by $1.3M to $2.7M quarter over quarter.
Total assets grew by over 12% to $1.32B sequentially.
Total loans reached $910M, up from $779M in Q1 2026.
Total deposits climbed to $1.21B, up from $1.06B in Q1 2026.
Outlook and guidance
Forward-looking statements indicate expectations of continued growth, but caution is advised due to inherent risks and uncertainties.
- Strategic restructuring in Q2 2025 improved capital, liquidity, and credit quality.PNBK
Investor presentation18 Jun 2026 - Q2 2025 net loss increased to $5.0M, but capital ratios improved after major equity raises.PNBK
Q2 202518 Jun 2026 - Net loss narrowed, capital ratios strengthened, and liquidity improved after major equity raises.PNBK
Q3 202518 Jun 2026 - Achieved profitability, stronger capital, and lower delinquencies in Q3 2025.PNBK
Investor presentation18 Jun 2026 - Q4 2025 saw robust earnings, asset growth, and improved credit quality with strong capital ratios.PNBK
Investor presentation18 Jun 2026 - Q4 2025 saw higher net income, asset growth, and improved credit quality with strong capital ratios.PNBK
Q4 202518 Jun 2026 - Q1 2026 saw robust loan and asset growth, higher profitability, and strong capital ratios.PNBK
Investor presentation18 Jun 2026 - Net loss improved to $1.8M as higher net interest income and asset growth offset increased expenses.PNBK
Q1 202618 Jun 2026 - Shelf registration enables up to $250M in flexible securities offerings under strong governance.PNBK
Registration filing18 Jun 2026
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