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Peoples Bancorp of North Carolina, Inc. serves as the holding company for Peoples Bank, a state-chartered commercial bank primarily focused on providing a range of financial services. The bank offers various deposit accounts, including checking, savings, money market, and retirement accounts, along with certificates of deposit and credit and debit card services. Peoples Bank also provides a diverse array of loans, such as commercial real estate, construction, residential mortgage, and ITIN mortgage loans. Additionally, the company offers investment counseling, brokerage services, and real estate appraisal. The company is headquartered in Newton, North Carolina, and its shares are listed on the NASDAQ.