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Perpetual Credit Income Trust (PCI) investor relations material

Perpetual Credit Income Trust H2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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H2 2025 earnings summary21 Aug, 2025

Executive summary

  • Net assets attributable to unitholders rose 20.7% year-over-year to $532.8 million as of 30 June 2025.

  • Profit for the year was $37.6 million, down 11.3% from the prior year, reflecting lower net portfolio performance (7.3% vs. 10.2% last year).

  • The Trust maintained its investment objective of providing monthly income through a diversified credit and fixed income portfolio.

  • A capital raising in July-August 2024 brought in $93 million, increasing the Trust’s size and liquidity.

Financial highlights

  • Total investment income was $42.3 million, down 8.6% year-over-year.

  • Distributions paid and payable totaled $40.1 million (8.27 cents per unit), up from $35.6 million (8.87 cents per unit) last year.

  • Net tangible assets per unit at 30 June 2025 were $1.096, a slight decrease from $1.100 a year earlier.

  • Basic and diluted earnings per unit were 7.80 cents, down from 10.49 cents in the prior year.

Outlook and guidance

  • The Trust remains defensively positioned with a short weighted average life (3.1 years) and broad diversification across 149 assets and 87 issuers.

  • Market conditions are described as finely balanced, with ongoing uncertainty in US trade/fiscal policy and domestic monetary policy.

  • The Trust aims to continue delivering stable income and exploiting relative value opportunities as they arise.

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Frequently asked questions

Perpetual Credit Income Trust is an Australian investment trust focused on generating income through a diversified portfolio of credit and fixed income assets. The trust primarily invests in corporate credit securities, including loans and bonds, across Australian and global markets. Managed by Perpetual Investment Management, the trust aims to deliver consistent monthly income to investors by targeting high-quality credit assets, with an emphasis on managing risk and preserving capital. The trust is headquartered in Sydney, Australia, and its shares are listed on the ASX.

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