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Ping An Insurance (Group) Company of China (2318) investor relations material
Ping An Insurance (Group) Company of China Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary24 Oct, 2025
Executive summary
Revenue for the first nine months of 2025 rose 7.4% year-over-year to RMB832.9 billion, with net profit after tax (NPAT) up 11.5% to RMB132.9 billion and operating profit after tax (OPAT) up 7.2% to RMB116.3 billion.
Shareholders' equity increased 6.2% year-to-date to RMB986.4 billion, and retail customers grew 2.9% to nearly 250 million.
Integrated finance and health and senior care strategies drove business improvements, with strong execution across core segments.
Revenue reached RMB901.7 billion, up 4.6% year-over-year.
Net profit attributable to shareholders increased 11.5% year-over-year to RMB132,856 million, with a 45.4% surge in Q3 2025.
Financial highlights
NPAT surged 45.4% year-over-year in 3Q 2025, despite one-off losses totaling RMB9,347 million from consolidations, asset sales, and revaluation losses.
Comprehensive investment yield (unannualized) reached 5.4%, up 1.0 percentage point year-over-year.
Premium income in property & casualty (P&C) rose 7.1% to RMB256.2 billion, with the combined operating ratio (COR) improving by 0.8 percentage points to 97.0%.
Life & Health (L&H) new business value (NBV) increased 46.2% to RMB35.7 billion, with NBV margin up 9.0 percentage points to 30.6%.
Basic earnings per share increased 12.3% year-over-year to RMB7.56.
Outlook and guidance
Continued focus on integrated finance and health and senior care, with expansion of home-based senior care services and premium communities in major cities.
Technology enablement remains a priority to enhance efficiency and risk management.
Management expects robust business growth through digital innovation and differentiated services.
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Next Ping An Insurance (Group) Company of China earnings date
Q4 202510 Feb, 2026
Next Ping An Insurance (Group) Company of China earnings date
Q4 202510 Feb, 2026
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Frequently asked questions
Ping An Insurance (Group) Company of China Ltd, commonly known as Ping An, is a diversified conglomerate with a core focus on the insurance sector. It offers a range of financial products and services, including life insurance, property and casualty insurance, banking, and asset management. Ping An also has significant operations in healthcare services, which include online medical consultations and health management platforms. The company leverages advanced technologies like artificial intelligence, big data, and cloud computing to enhance its services and operational efficiency. Its innovative approach extends to fintech and healthtech sectors, where it aims to integrate financial services with healthcare. Ping An serves individuals, businesses, and other institutions, making it one of the largest financial services companies in China. The company is headquartered in Shenzhen, Guangdong, and its shares are listed on the Hong Kong Stock Exchange.
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