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Pinnacle Bank Q2 2026 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q2 2026 earnings summary30 Jul, 2026

Executive summary

  • Net income for Q2 2026 was $1.48 million, up 12% from the prior quarter and down 32% year-over-year.

  • Total assets reached $937.0 million as of June 30, 2026, a 7% increase year-over-year.

  • Deposit growth of 7% year-over-year, reflecting strong client relationships and trust.

Financial highlights

  • Total loans grew 2% year-over-year to $576.4 million.

  • Allowance for loan losses increased to $7.293 million, or 1.27% of net loans.

  • Net interest income for Q2 2026 was $8.15 million, down 2% from the prior quarter and down 8% year-over-year.

  • Non-interest income for Q2 2026 was $46,000, down 91% year-over-year.

  • Book value per share rose to $18.34, up 4% year-over-year.

Outlook and guidance

  • Management remains optimistic about continued momentum and strong client relationships.

  • Forward-looking statements caution about risks from interest rates, inflation, regulations, and economic conditions.

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