Pioneer Bancorp Investor Relations Material

Pioneer Bancorp Inc. is the holding company for Pioneer Bank, a community bank offering a range of financial services. The bank provides personal and business banking products, including savings and checking accounts, mortgages, commercial loans, and other financial services. Pioneer Bank serves individuals, businesses, and municipalities, focusing on meeting the financial needs of its community. The company operates through a network of branch locations and digital platforms, aiming to deliver convenient and personalized banking solutions. The company is headquartered in Albany, New York, and its shares are listed on the NASDAQ.