Pioneer Bancorp (PBFS) investor relations material

Executive summary

• The 2026 annual meeting will be held virtually on May 19, 2026, with voting and participation available online for all shareholders of record as of March 23, 2026.

• Key business includes electing three directors, ratifying the appointment of Bonadio & Co., LLP as auditor for 2026, and an advisory vote on executive compensation.

• The board unanimously recommends voting in favor of all proposals.

Voting matters and shareholder proposals

• Shareholders will vote on three directors, auditor ratification, and a non-binding say-on-pay resolution.

• Directors are elected by plurality; auditor ratification and say-on-pay require a majority of votes cast.

• Shareholders may submit proposals for the 2027 meeting by December 8, 2026, and director nominations must follow specific advance notice procedures.

Board of directors and corporate governance

• The board consists of seven members, with staggered three-year terms; three directors are up for election in 2026.

• All directors except the CEO are independent per Nasdaq standards.

• The board is chaired by an independent director and conducts annual CEO evaluations.

• Standing committees include Audit, Compensation, and Nominating and Corporate Governance, each with defined charters and responsibilities.

• The board values diversity, integrity, and local community engagement in director selection.