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Powszechny Zakład Ubezpieczeń Spółka Akcyjna (PZU SA) is Poland's largest and oldest insurance company, operating primarily in the property and casualty insurance sectors. Established in 1803, PZU SA has expanded to include a comprehensive range of insurance services, with motor and life insurance among its principal products. The group also manages a pension fund, PZU Złota Jesień, and offers investment fund services through TFI PZU. The company is active not only in Poland but has operations in Lithuania, Latvia, and Ukraine. The company is headquartered in Warsaw, Poland, and its shares are listed on the Warsaw Stock Exchange.