Provident Financial (PROV) investor relations material

Executive summary

• Virtual annual meeting scheduled for November 19, 2026, at 11:00 a.m. PT; September 30, 2026 is the voting record date, with 6,197,727 common shares outstanding.

• Shareholders will vote on two director nominees, an advisory say-on-pay resolution, and ratification of Deloitte & Touche LLP for FY ending June 30, 2027.

Voting matters and shareholder proposals

• Board recommends FOR Craig G. Blunden and Brian N. Hawley, each for a three-year term; directors are elected by plurality, and cumulative voting is prohibited.

• Say-on-pay is nonbinding and requires a majority of votes cast; abstentions and broker non-votes have no effect.

• Auditor ratification requires a majority of votes cast; the Board recommends FOR all three proposals.

Board of directors and corporate governance

• Board has seven members in three classes; five directors are independent, and Debbi H. Guthrie serves as lead independent director.

• Chair and CEO roles have been separate since January 2024; independent directors and committees routinely hold executive sessions without management.

• During FY ended June 30, 2026, each board held 11 meetings; no director attended fewer than 91% of the meetings of boards and committees served.

• June 2026 outreach to the 20 largest shareholders, representing ~51% of shares at the time, received no responses; engagement on executive pay will remain a priority.

• Succession planning includes annual talent reviews; since January 2024, the CEO transition and four senior-officer transitions were completed using internal and external candidates.