Provident Financial (PROV) Proxy Filing summary

Executive summary

• The annual meeting will be held virtually on November 20, 2025, to elect directors, approve executive compensation, and ratify the external auditor for the next fiscal year.

• Shareholders of record as of October 6, 2025, are entitled to vote, with 6,503,511 shares outstanding.

• Voting can be done online, by phone, or by mail, and a quorum requires a majority of shares present virtually or by proxy.

• The Board encourages prompt voting and provides detailed instructions for shareholders, including those with shares in the ESOP.

Voting matters and shareholder proposals

• Three directors are nominated for three-year terms: Debbi H. Guthrie, Kathy M. Michalak, and Matthew E. Webb.

• Advisory approval of executive compensation and ratification of Deloitte & Touche LLP as auditor are on the agenda.

• Shareholder proposals and nominations must be submitted 30–60 days before the meeting; detailed procedures are outlined.

Board of directors and corporate governance

• The board consists of seven members, six of whom are independent; the Chairman is not independent.

• Committees include Audit, Nominating and Corporate Governance, Personnel/Compensation, and Long Range Planning.

• The lead independent director facilitates communication among independent directors and with shareholders.

• The board emphasizes director education, succession planning, and regular shareholder engagement.

• No related party transactions exceeding $120,000 occurred in the last fiscal year.