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PT Bank Central Asia Tbk (BBCA) investor relations material
PT Bank Central Asia Tbk Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary29 Jul, 2025
Executive summary
Consolidated net income for the six months ended 30 June 2025 reached Rp 29.0 trillion, up from Rp 26.9 trillion year-over-year.
Total assets grew to Rp 1,504.1 trillion as of 30 June 2025, compared to Rp 1,449.3 trillion at year-end 2024.
The group maintained strong capital adequacy and liquidity positions, with robust risk management practices.
Financial highlights
Net interest and sharia income rose to Rp 42.6 trillion, up from Rp 39.9 trillion year-over-year.
Total operating income (including fees and commissions) increased to Rp 56.7 trillion from Rp 52.7 trillion year-over-year.
Operating expenses (excluding impairment) were Rp 18.9 trillion, up from Rp 18.0 trillion year-over-year.
Earnings per share (EPS) for the period was Rp 235, compared to Rp 218 in the prior year.
Total equity attributable to owners stood at Rp 261.6 trillion as of 30 June 2025.
Outlook and guidance
The group continues to focus on prudent growth, digital transformation, and maintaining asset quality.
Management expects stable capital and liquidity positions, with ongoing investments in technology and risk management.
What's the status of BCA Finance Limited?
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Next PT Bank Central Asia Tbk earnings date
Q3 202531 Oct, 2025
Next PT Bank Central Asia Tbk earnings date
Q3 202531 Oct, 2025
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Frequently asked questions
PT Bank Central Asia Tbk is an Indonesian bank. Established in 1955, BCA has grown to provide a comprehensive range of commercial and personal banking services across Indonesia. The bank operates a vast network that includes over 1,000 branches and is recognized for its significant market capitalization within the Indonesian financial sector. BCA's product and service offerings encompass savings accounts, electronic banking, credit cards, investment products, consumer credit products, and more, catering to both individual and business clients. Its business banking solutions include trade services, working capital loans, investment loans, and bank guarantees, primarily targeting small and medium-sized enterprises as well as corporate customers.
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