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PT Bank Central Asia Tbk
PT Bank Central Asia Tbk (BBCA) investor relations material
PT Bank Central Asia Tbk Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary27 Jan, 2026
Executive summary
Consolidated total assets reached Rp 1,586.8 trillion as of December 31, 2025, up from Rp 1,449.3 trillion year-over-year.
Net profit attributable to owners rose to Rp 57.1 trillion in 2025 from Rp 54.7 trillion in 2024.
The financial statements received an unmodified audit opinion from PwC member firm KAP Rintis, Jumadi, Rianto & Rekan.
Financial highlights
Net interest income increased to Rp 85.8 trillion in 2025 from Rp 82.5 trillion in 2024.
Operating profit grew to Rp 71.6 trillion in 2025, up from Rp 68.4 trillion year-over-year.
Earnings per share rose to Rp 467 in 2025 from Rp 445 in 2024.
Total equity increased to Rp 281.5 trillion from Rp 262.6 trillion year-over-year.
Cash and cash equivalents at year-end were Rp 87.5 trillion, up from Rp 85.5 trillion.
Outlook and guidance
The bank maintains a strong capital position with a CAR of 30.36%, well above regulatory requirements.
Management continues to focus on prudent risk management and capital conservation.
Why did impairment expense double in 2025?
Clarify affiliated public shareholding details
What drove the LDR decrease in 2025?
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Latest events from PT Bank Central Asia Tbk
- Net income reached Rp 43.4 trillion, assets grew to Rp 1,538.5 trillion, and CAR stood at 29.94%.BBCA
Q3 20252 Dec 2025 - Net income climbed to Rp 29.0 trillion, with strong capital and asset quality maintained.BBCAQ2 20254 Aug 2025
- Net profit up 12.8% YoY, with strong loan growth, digital gains, and robust capital ratios.BBCAQ3 202413 Jun 2025
- Net profit rose to Rp 26.9 tn, driven by strong loan growth and robust capital ratios.BBCAQ2 202413 Jun 2025
- Q1 2025 net income rose 9.8% to Rp 14.15T, with strong capital and asset growth.BBCAQ1 20256 Jun 2025
- Net profit up 12.7%, loans up 13.8%, and digital transactions surged 21% in FY24.BBCAQ4 20245 Jun 2025
Next PT Bank Central Asia Tbk earnings date
Q1 202622 Apr, 2026
PT Bank Central Asia Tbk
Next PT Bank Central Asia Tbk earnings date
Q1 202622 Apr, 2026
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