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Radian Group (RDN) investor relations material
Radian Group Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary5 Nov, 2025
Executive summary
Announced acquisition of Inigo, a Lloyd's specialty insurer, for $1.7 billion, expected to close in Q1 2026, transforming the company into a global multi-line specialty insurer and doubling revenue potential.
Strategic exit from Mortgage Conduit, Title, and Real Estate Services businesses, reclassified as discontinued operations, with divestitures expected within one year.
Q3 2025 net income from continuing operations was $153 million ($1.11 per diluted share), with total net income including discontinued operations at $141 million.
Book value per share grew 9% year-over-year to $34.34.
Company operates primarily as a private mortgage insurer, with mortgage insurance as the sole reportable segment.
Financial highlights
Total revenues for Q3 2025 were $303 million; net premiums earned reached $237 million, the highest in over three years.
Net investment income for Q3 2025 was $63 million.
Adjusted diluted net operating income per share was $1.15.
Return on equity from continuing operations was 13.4%; adjusted net operating ROE was 13.9%.
Available holding company liquidity increased to $995 million.
Outlook and guidance
Inigo acquisition expected to close in Q1 2026, funded with existing resources and a $600 million intercompany note.
Post-acquisition, mid-teen operating EPS accretion and ~200 basis points of ROE accretion expected starting in year one.
Operating expenses for continuing operations expected to be ~$250 million for full year 2025, down from previous guidance of $320 million.
Share repurchases paused until after Inigo acquisition; excess liquidity expected to resume buybacks within a few quarters post-close.
The divestiture of non-core businesses is expected to be completed by Q3 2026.
Detail Inigo capital synergies post-close
What factors could lower the 7.5% claim rate?
What liquidity level triggers buyback resumption?
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Next Radian Group earnings date
Q4 20254 Feb, 2026
Next Radian Group earnings date
Q4 20254 Feb, 2026
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Frequently asked questions
Radian Group Inc. is a provider of mortgage and real estate services, offering products and solutions to help customers manage risk and enhance the mortgage and real estate lifecycle. The company’s core business includes mortgage insurance, which protects lenders from borrower defaults, and services such as mortgage risk analytics, real estate data, and valuation tools. Radian supports clients across the housing finance industry, including lenders, investors, and government entities. The company is headquartered in Wayne, Pennsylvania, and its shares are listed on the NYSE.
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