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Rakuten Bank Ltd is a Japanese financial institution, specializing in internet banking services. Founded in 2000, the bank uses technology to provide a wide array of banking services over the internet, eliminating the need for physical branches. This approach allows Rakuten Bank to serve both individual and corporate customers efficiently. For individuals, the bank offers personal finance services, such as salary receipt, utility and cell phone bill payments, credit card fees, loan repayments, money transfers, overseas remittances, and asset management. On the corporate side, Rakuten Bank utilizes technology to offer tailored banking services, including loans, deposits, and foreign exchange. The company is headquartered in Minato-ku, Tokyo, and its shares are listed on the Tokyo Stock Exchange.