Real Estate Credit Investments Investor Relations Material

Real Estate Credit Investments Limited (RECI) is a Guernsey-based closed-ended investment company focused on originating and investing in real estate debt secured by commercial or residential properties primarily in the United Kingdom and Western Europe. RECI has diversified its investment portfolio across various sectors such as hotels, mixed-use, student accommodation, residential, office, co-living, leisure, later living, housebuilding, and others. The company aims to deliver stable returns to its shareholders, mainly in the form of quarterly dividends, through exposure to a diversified portfolio of real estate credit investments, which predominantly comprise real estate loans and bonds. Investments span from senior loans, mezzanine loans, special situations to direct asset development and management, focusing on self-originated deals and market bonds, including Commercial Mortgage Backed Securities bonds. The company is headquartered in Saint Peter Port, Guernsey, and its shares are listed on the London Stock Exchange.