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REC (RECLTD) investor relations material
REC Q4 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved highest ever annual net profit of ₹16,282 crore for FY 2025-26, with a record total dividend of ₹18.55 per share, reflecting strong operational and financial performance.
Loan book reached an all-time high of ₹5.84 lakh crore, with renewable loan book growing 30% year-over-year to ₹75,347 crore.
Asset quality improved significantly, with Net Stage-3 loans (NPA) at 0.12% and Stage-2 loans reduced by 75% year-over-year.
Financial highlights
Standalone net profit for FY 2025-26 was ₹16,282.26 crore, up from ₹15,713.21 crore in FY 2024-25.
Total income for the year stood at ₹59,187.22 crore, compared to ₹55,979.62 crore last year.
Earnings per share (EPS) increased to ₹61.71 for FY 2025-26 from ₹59.55 in the previous year.
Net worth rose to ₹84,290.41 crore as of March 31, 2026, up 9% year-over-year.
Capital Adequacy Ratio (CRAR) at 23.11% as of March 31, 2026.
Outlook and guidance
Strong capital adequacy and asset quality position the company for future growth.
Continued focus on sustainable growth and expansion of the renewable loan portfolio.
- Loan book and profit rose 17% and 16% year-over-year, with strong asset quality and renewables growth.RECLTD
Q1 24/252 Feb 2026 - Record 9M profit, strong loan growth, and interim dividend declared with top ESG ratings.RECLTD
Q3 25/2630 Jan 2026 - Record profit, strong loan growth, and robust asset quality with interim dividend declared.RECLTD
Q2 24/2518 Jan 2026 - Record profit, strong loan growth, asset quality, and renewables focus with interim dividend.RECLTD
Q3 24/258 Jan 2026 - Record profit, strong loan growth, robust asset quality, and major renewables and ESG progress.RECLTD
Q4 24/256 Jan 2026 - Net profit up 29% YoY, with record income, strong asset quality, and robust capital ratios.RECLTD
Q1 25/266 Jan 2026 - Record profit, loan growth, and asset quality improvements with strong dividend and ESG performance.RECLTD
Q2 25/2629 Oct 2025
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