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Rede D'Or São Luiz
Rede D'Or São Luiz (RDOR3) investor relations material
Rede D'Or São Luiz Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary26 Feb, 2026
Executive summary
Achieved record results in 2025, with patient-day volume reaching 3.0 million (up 5.0% YoY), 570,000 surgeries (up 14.3% YoY), and robust growth across hospitals, oncology, and healthcare segments.
Gross revenue reached R$60.4 billion, up 10.3% YoY, and net income was R$4.8 billion, up 22.7% YoY.
SulAmérica's net revenue grew 10.5% YoY to R$33.2 billion, with beneficiaries up 11.3% to 5.9 million and a consolidated loss ratio improvement of 3.1 pp to 79.0%.
Continued focus on quality, innovation, disciplined capital allocation, and robust cash generation supporting shareholder returns.
Distributed R$1.75 billion in interest on equity and announced R$7.7 billion in extraordinary dividends.
Financial highlights
Consolidated EBITDA reached R$10.4 billion in 2025, up 23.2% YoY; adjusted EBITDA (including insurer's restricted assets) was R$11.9 billion, up 26.1% YoY.
Net revenue grew 27% YoY; operational cash flow was R$8.1 billion, up 13.9% YoY.
Net consolidated income for Q4 was R$1,277 million, up 39% YoY; full-year adjusted net income was R$4.827 billion, up over 20%.
SulAmérica's adjusted EBITDA (including financial results over restricted assets) was R$3.8 billion, up 65.1% YoY.
Net debt/EBITDA at year-end was 1.82x, with consolidated cash position at R$42 billion and net debt at R$21 billion.
Outlook and guidance
Over 30 expansion projects underway, with 2,702 new beds expected between 2026 and 2028, and further operational beds to be added soon.
Focus on organic growth, digital transformation, ESG initiatives, and maintaining leadership in the Brazilian healthcare market.
No change in strategic guidelines for SulAmérica; emphasis on growth, profitability, and quality of service.
Detail SulAmérica's claims management initiatives
Quantify extraordinary dividend impact on leverage
What is the organic bed expansion outlook?
Impact of surgical mix on hospital margins
SulAmérica base growth and CLR strategy
Q4 provision change: Is it a one-off impact?
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Next Rede D'Or São Luiz earnings date
Q1 202614 May, 2026
Rede D'Or São Luiz
Next Rede D'Or São Luiz earnings date
Q1 202614 May, 2026
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Frequently asked questions
Rede D'Or São Luiz S.A. is a Brazil-based healthcare company that owns and operates a network of private hospitals and healthcare facilities across Brazil. The company provides a range of medical services, including inpatient and outpatient care, surgical procedures, diagnostic services, and specialized treatments. Rede D'Or São Luiz focuses on high-quality healthcare delivery, operating hospitals, oncology clinics, and emergency care units. It serves patients through a network that spans multiple states in Brazil, with an emphasis on comprehensive and accessible healthcare services. The company is headquartered in São Paulo, Brazil, and its shares are listed on the B3 Stock Exchange.
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