)

Resimac Group (RMC) investor relations material
Resimac Group H2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Achieved strong financial and operational momentum in FY25, with normalized operating profit up 13% YoY to $78.6M and a 19% sequential increase in 2H25.
Leadership transition completed, with a new CEO and strategic realignment focused on operational efficiency, technology, and customer experience.
Celebrated 40 years in business, surpassing $50B in securitization issuance and expanding funding relationships.
Dividends totaled $0.19 per share ($75.4M), including a $0.12 special dividend, and 4.7M shares were repurchased.
Acquired $1.5B Westpac Auto portfolio, adding 100,000 customers and $4.5M to operating profit.
Financial highlights
Normalized NPAT was $39.7M, down YoY due to higher impairment expenses despite higher operating profit.
Normalized operating profit before impairments and tax rose 13% YoY to $78.6M; second half profit up 19% sequentially.
Return on equity increased to 12.5% in 2H25 from 7.2% in 1H25.
Total dividend of $0.19 per share, including a $0.12 special dividend; dividend yield exceeded 20%.
Assets under management (AUM) grew to $15.9B, up $1.7B YoY, with $1.1B from the Westpac auto portfolio acquisition.
Outlook and guidance
FY26 priorities include a CEO-led strategic review, investment in talent, targeted Home Loan business growth, improved service levels, and enhanced security, compliance, and governance.
Technology, data, and AI will underpin future initiatives.
Expect gradual increase in asset finance margins as acquired portfolio amortizes.
Market conditions more predictable; cautious approach in SME sector due to ongoing insolvency trends.
Next Resimac Group earnings date

Next Resimac Group earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage