Resimac Group (RMC) investor relations material

Executive summary

• FY26 marked a year of strong earnings growth, disciplined portfolio expansion, and strategic focus on home lending and asset finance, supported by operational improvements and leadership changes, including the integration of the Westpac Auto Portfolio.

• The "back to the core" strategy and innovation in non-bank lending drove tangible results, with a high-performance culture and strong broker partnerships.

• Group AUM reached a record $16.5 billion, with home loans as the primary earnings engine and asset finance repositioned for quality growth.

• Origination volumes rose 16% to $6.7 billion, and application volumes increased 17% to $10.5 billion.

• Strategic investments in people, technology, and process supported operational improvements and future growth.

Financial highlights

• Normalised operating profit rose 18% year-over-year to $92.9 million, with normalised NPAT up 26% to $49.9 million and statutory NPAT up 42% to $49.2 million.

• Revenue grew 17%, driven by higher average AUM, offsetting increased investment in people and technology.

• Home loan settlements grew 20% to $5.9 billion; home loans AUM up 10% to $14.7 billion.

• Asset finance AUM (ex-Westpac) grew 7% to $1.5 billion; issuance totaled $5.5 billion, up 28%.

• Fully franked ordinary dividend increased 43% to 10.0c per share, with a special dividend of 9.0c, totaling 19.0c for FY26.

Outlook and guidance

• FY27 priorities include scaling home loans, improving asset finance returns, leveraging AI and automation, and maintaining prudent risk management.

• Focus on sustainable AUM growth, disciplined origination, and continued investment in technology and customer experience.

• Emphasis on operational excellence, channel partnerships, and high-performance culture.