Logotype for Resimac Group Limited

Resimac Group (RMC) investor relations material

Resimac Group H2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Resimac Group Limited
H2 2025 earnings summary28 Aug, 2025

Executive summary

  • Achieved strong financial and operational momentum in FY25, with normalized operating profit up 13% YoY to $78.6M and a 19% sequential increase in 2H25.

  • Leadership transition completed, with a new CEO and strategic realignment focused on operational efficiency, technology, and customer experience.

  • Celebrated 40 years in business, surpassing $50B in securitization issuance and expanding funding relationships.

  • Dividends totaled $0.19 per share ($75.4M), including a $0.12 special dividend, and 4.7M shares were repurchased.

  • Acquired $1.5B Westpac Auto portfolio, adding 100,000 customers and $4.5M to operating profit.

Financial highlights

  • Normalized NPAT was $39.7M, down YoY due to higher impairment expenses despite higher operating profit.

  • Normalized operating profit before impairments and tax rose 13% YoY to $78.6M; second half profit up 19% sequentially.

  • Return on equity increased to 12.5% in 2H25 from 7.2% in 1H25.

  • Total dividend of $0.19 per share, including a $0.12 special dividend; dividend yield exceeded 20%.

  • Assets under management (AUM) grew to $15.9B, up $1.7B YoY, with $1.1B from the Westpac auto portfolio acquisition.

Outlook and guidance

  • FY26 priorities include a CEO-led strategic review, investment in talent, targeted Home Loan business growth, improved service levels, and enhanced security, compliance, and governance.

  • Technology, data, and AI will underpin future initiatives.

  • Expect gradual increase in asset finance margins as acquired portfolio amortizes.

  • Market conditions more predictable; cautious approach in SME sector due to ongoing insolvency trends.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Resimac Group earnings date

Logotype for Resimac Group Limited
H1 202623 Feb, 2026
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Resimac Group earnings date

Logotype for Resimac Group Limited
H1 202623 Feb, 2026

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Resimac Group Limited is an Australian non-bank financial services company that provides home loan and asset finance solutions. The company specializes in residential mortgage lending, offering a range of loan products for both prime and non-conforming borrowers. Resimac operates through wholesale and retail channels, servicing customers across Australia and New Zealand with a focus on competitive interest rates and flexible financing options. The company leverages technology to streamline loan processing and enhance customer service, aiming to deliver efficient and accessible lending solutions outside the traditional banking sector. The company is headquartered in Sydney, New South Wales, and its shares are listed on the ASX.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage