)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Resona Holdings (8308) investor relations material
Resona Holdings Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary31 Jul, 2025
Executive summary
Net income attributable to owners rose to JPY70.5 bn, up 27.3% year-over-year, driven by higher net interest income and improved credit costs.
Core net operating profit reached JPY79.2 bn, up 20.9% year-over-year.
Gross operating profit increased by 11.0% year-over-year to JPY194.2 bn.
Ordinary income rose 19.6% year-over-year to JPY300.1 bn; comprehensive income surged to JPY110.9 bn.
Operating expenses rose 2.8% year-over-year to JPY114.2 bn, reflecting ongoing investments in IT and human capital.
Financial highlights
Net interest income from domestic loans and deposits grew by JPY8.1 bn year-over-year.
Net income per share was JPY30.77, up from JPY23.83 year-over-year.
ROE improved to 11.96%, up 2.0 percentage points year-over-year.
Loans and bills discounted rose by JPY395.4 bn to JPY44.93 tn; deposits decreased by JPY730.5 bn to JPY62.69 tn since March.
Cost income ratio (OHR) improved to 58.7%, down 4.6 percentage points year-over-year.
Outlook and guidance
Full-year net income target is JPY240.0 bn, with a projected dividend per share of 29.0 yen.
Core net operating profit is targeted at JPY335.0 bn for the full year.
EPS guidance for the full year is JPY105.03.
Fee income progress rate is 25.1% against the full-year plan of JPY230.0 bn.
The rise in housing loan base rates is expected to take full effect from the second quarter.
How did credit costs change from 1Q FY24?
What drove the increase in gross operating profit?
What is the forecasted average number of shares?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Resona Holdings earnings date
Q2 202611 Nov, 2025
Next Resona Holdings earnings date
Q2 202611 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Resona Holdings, Inc. is a Japanese financial services company that operates as a holding company for a group of banks and financial institutions. The company provides a range of banking services, including retail banking, corporate banking, and trust banking, with offerings such as loans, deposits, investment services, and asset management solutions. Resona’s core subsidiaries serve individual and corporate clients across Japan, focusing on personal financial services, business support, and wealth management. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage