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Resona Holdings (8308) investor relations material
Resona Holdings Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary11 Nov, 2025
Executive summary
Net income attributable to owners of parent reached JPY142.9 bn, up 25.1% year-over-year, achieving 59.5% of the full-year target.
Ordinary income rose 16.2% year-over-year to JPY620.8 bn for 1H FY2025.
Core net operating profit (excluding net gains on cancellation of investment trusts) was JPY171.8 bn, up 31.9% year-over-year.
Comprehensive income surged 243.2% year-over-year to JPY212.6 bn.
Key drivers included policy rate hike effects, proactive balance sheet management, and cost control.
Financial highlights
Gross operating profit rose to JPY401.6 bn, a 16.3% increase year-over-year.
Net interest income from domestic loans and deposits increased by JPY24.0 bn year-over-year to JPY195.4 bn.
Ordinary profits increased 23.6% year-over-year to JPY199.7 bn.
Net assets increased to JPY2.90 tn from JPY2.75 tn at the previous fiscal year-end.
Dividend per share for FY2025 is forecast at JPY29.00, up from JPY25.00 in FY2024.
Outlook and guidance
FY2025 net income target is JPY240 bn, a 12.5% increase year-over-year.
Progress rates against full-year targets: net income 59.5%, core net operating profit 51.3%, fee income 47.8%.
ROE (TSE standard) improved to 10.2%, up 1.9% year-over-year.
No revision to previously announced earnings or dividend forecasts.
Management expects continued benefit from higher policy rates and ongoing cost control.
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Next Resona Holdings earnings date
Q3 202630 Jan, 2026
Next Resona Holdings earnings date
Q3 202630 Jan, 2026
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Frequently asked questions
Resona Holdings, Inc. is a Japanese financial services company that operates as a holding company for a group of banks and financial institutions. The company provides a range of banking services, including retail banking, corporate banking, and trust banking, with offerings such as loans, deposits, investment services, and asset management solutions. Resona’s core subsidiaries serve individual and corporate clients across Japan, focusing on personal financial services, business support, and wealth management. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange.
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