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RNFI Services (RNFI) investor relations material
RNFI Services H1 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 25/26 earnings summary13 Nov, 2025
Executive summary
Achieved strong growth in H1 FY'26, driven by technology innovation, operational resilience, and diversification of product offerings.
Board approved unaudited standalone and consolidated financial results for Q2 and H1 FY2025-26 on November 13, 2025.
Focused on AI-driven fintech development, platform scalability, and expanding distribution network.
Management and promoters demonstrated confidence by participating in warrant allotment, contributing 17.6% of funds raised.
Statutory auditors issued limited review reports with no material misstatements identified.
Financial highlights
Revenue for H1 FY'26 reached ₹471.4 Cr, up 2.9% HoH; gross profit rose 38.2% to ₹82.5 Cr.
EBITDA increased 47.3% HoH to ₹28.6 Cr; PAT surged 66% HoH to ₹14.6 Cr.
Consolidated revenue from operations for H1 FY26: ₹22,071.24 lakhs (up from ₹20,693.47 lakhs YoY); consolidated net profit: ₹1,455.77 lakhs (up from ₹876.80 lakhs YoY).
Net PAT margin improved to 3.1% (up 61.3% HoH); non-forex PAT margin at 6.5% (up 63.1% HoH).
Despite a 49% HoH decline in DMT business revenue, alternate products drove resilient growth.
Outlook and guidance
Continued investment in innovation, governance, and technology-led offerings to drive sustainable growth.
RNFI Money Private Limited received RBI approval to upgrade to Authorized Dealer Category II, enhancing digital foreign remittance capabilities.
Reliassure Insurance Broking Private Limited renewed its IRDAI registration for direct broking.
Payworld CoC application status and next steps
Plan for unutilized IPO funds for acquisitions
Why negative H1 operating cash flow?
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Next RNFI Services earnings date
H2 25/2627 May, 2026
Next RNFI Services earnings date
H2 25/2627 May, 2026
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Frequently asked questions
RNFI Services Limited is an India-based company specializing in digital financial services and payment solutions. The company provides a platform for financial transactions, including domestic money transfers, Aadhaar-enabled payment services, mobile recharges, bill payments, and other banking-related services. RNFI primarily serves retailers, merchants, and small businesses, enabling them to offer digital payment and financial services to their customers. RNFI Services Limited is headquartered in India, and its shares are listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange of India (NSE).
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