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Ryvyl (RVYL) investor relations material

Ryvyl Investor Update summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Investor Update summary20 Nov, 2025

Leadership and team expertise

  • Senior leadership includes industry veterans with extensive experience in media, blockchain, and SaaS platforms.

  • The team has a track record of building and scaling major media infrastructure and ad networks.

  • Notable founders and advisors include pioneers in decentralized finance and blockchain, such as Il Hertzog and Brock Pierce.

  • The company’s CFO brings significant blockchain investment experience and is focused on bridging traditional and crypto finance.

Product and technology

  • Provides a full-stack, blockchain-based SaaS platform for premium media companies, enabling real-time payments and data control.

  • The platform automates ad operations, syndication, and reporting, reducing operational complexity for clients.

  • Integrates with major distribution channels like Yahoo, Apple, and MSN, reaching millions of users.

  • Architecture is designed for high scalability, with proven ability to support millions of users and plans to scale to hundreds of millions.

Financial position and efficiency

  • Holds over $30 million in cash, no debt, and minimal burn due to software-driven operations and AI-enabled efficiency.

  • Operates with a lean team of 14-16 people, achieving a 4:1 efficiency improvement over previous models.

  • Gross margins are around 50%, with significant revenue already being generated.

  • Market cap is approximately $200 million fully diluted, with expectations to scale rapidly based on SaaS and blockchain comps.

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Q4 202527 Mar, 2026
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Frequently asked questions

Ryvyl Inc. is a financial technology company offering payment processing and digital banking solutions. It provides services such as prepaid cards, mobile banking, and electronic funds transfer, targeting underserved and underbanked markets. The company operates through both direct channels and strategic partnerships. The company is headquartered in San Diego, California, and its shares are listed on the NASDAQ.

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