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Samtrygg Group (SAMT) investor relations material
Samtrygg Group Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Q3 2025 sales revenue was 13.7 MSEK, down from 14.9 MSEK in Q3 2024 (pro forma), mainly due to a strategic reduction in B2B operations and a weaker seasonal peak in P2P rentals.
EBITDA improved to 1.8 MSEK from 1.2 MSEK year-over-year, reflecting internal efficiency gains despite lower revenues.
The board proposed, and shareholders approved, delisting from NGM Nordic SME to enable more flexible financing for future growth.
The company contributed to a government inquiry on a more flexible rental market, supporting reforms to increase predictability and market stability.
Financial highlights
Q3 2025 total revenue: 101.3 MSEK (114.8 MSEK Q3 2024 pro forma); Q1–Q3 2025: 314.9 MSEK (358.9 MSEK Q1–Q3 2024 pro forma).
EBITDA Q3 2025: 1.8 MSEK (1.2 MSEK Q3 2024 pro forma); Q1–Q3 2025: 5.7 MSEK (5.5 MSEK Q1–Q3 2024 pro forma).
Net income Q3 2025: 0.4 MSEK (-0.2 MSEK Q3 2024 pro forma); EPS Q3 2025: 0.041 SEK (-0.022 SEK Q3 2024 pro forma).
Q3 2025 revenue declined 12% year-over-year; sales revenue down 9% year-over-year.
Cash at period end: 6.0 MSEK (7.7 MSEK previous year).
Outlook and guidance
Ongoing investments in digital processes and data-driven marketing are expected to support future growth when market conditions improve.
The company anticipates that regulatory reforms could unlock more rental opportunities and support long-term expansion.
- Revenue declined 13% in Q2 2025, but profitability and cash flow improved.SAMT
Q2 202514 Aug 2025 - Q2 2024 saw 30% revenue growth and improved profitability, driven by acquisitions and new services.SAMT
Q2 202413 Jun 2025 - Revenue up 16% in Q3 2024, EBITDA positive, but sales revenues declined 5%.SAMT
Q3 202413 Jun 2025 - Double-digit revenue growth and positive EBITDA mark a strong 2024 for Samtrygg.SAMT
Q4 20246 Jun 2025 - EBITDA rose despite lower revenue, with a one-off accounting hit and B2B poised for recovery.SAMT
Q1 20256 Jun 2025
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