Sandy Spring Bancorp Investor Relations Material

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank. SSB offers commercial and retail banking and trust services to individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises construction, land development, multifamily residential, commercial business real estate, SBA loans and other loans. Its loan portfolio includes CCB lines of credit; multi-family mortgage loans; construction loans on apartment projects; condo projects; co-op apartment projects; condominium projects; mixed use buildings; self storage buildings; and seniors housing property developments. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland.