)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
SCOR
SCOR (SCR) investor relations material
SCOR Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary30 Oct, 2026
Executive summary
Q3 net income was EUR 206m; 9M net income was EUR 603m, or EUR 615m adjusted for the own-share option mark-to-market impact.
Q3 annualized ROE was 20.4%; 9M annualized ROE was 18.9%, or 19.3% adjusted.
Economic Value reached EUR 8.9bn, up 11.9% at constant economics in 9M; solvency ratio rose 6 points to 221%.
Financial highlights
Q3 insurance revenue was EUR 3,757m, up 1.2% YoY; 9M revenue was EUR 11,196m, down 3.4%.
Q3 operating result was EUR 321m, up 2.5% YoY; 9M operating result was EUR 942m, down 3.7%.
Q3 EPS was EUR 1.16; 9M EPS was EUR 3.37, or EUR 3.44 adjusted for the own-share option impact.
9M operating cash flow was EUR 883m; Q3 operating cash flow was EUR 559m.
Outlook and guidance
Forward 2026 targets include P&C combined ratio below 87%, L&H insurance service result of ~EUR 0.4bn p.a., regular income yield of 3.4%–3.8%, and economic value growth above 12%.
Management expects continued P&C buffer building; strong attritional performance remains supportive, while quarterly reserve additions were not quantified.
The new strategic plan will be presented on December 3; assumptions account for further P&C market softening.
Solvency II review impact guidance remains 10%–15%, with an update planned for Investor Day; L&H cash flow is expected to be neutral or positive in 2026.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from SCOR
- Record results, strong governance, and all resolutions approved amid ongoing strategic transformation.SCR
AGM 2026 - Resilient 2024 results, robust governance, and Forward 2026 strategy drive strong approvals.SCRAGM 2025
- H1 2026 net income EUR 409m, ROE 19%, solvency 220%, P&C combined ratio 79.5%.SCRQ2 2026
- Q1 2026 net income was EUR 225m, ROE 21.1%–21.7%, and solvency ratio rose to 220%.SCRQ1 2026
- Q2 net income EUR 226m, H1 EUR 425m, ROE 22.6%, solvency 210%, strong P&C and L&H.SCRQ2 2025
- Forward 2026 targets 9% value growth, >12% ROE, higher-margin L&H, and robust reserves.SCRInvestor Day 2024
- Strong P&C and investments offset by L&H review one-offs; solvency robust at 203%.SCRQ3 2024
- Q2 2024 net loss driven by L&H review, but P&C and solvency remain strong.SCRQ2 2024
- Q1 2025 net income was EUR 200m, with 18.3% ROE and strong P&C and investment results.SCRQ1 2025
Next SCOR earnings date
CMD 20263 Dec, 2026
SCOR
Next SCOR earnings date
CMD 20263 Dec, 2026
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
SCOR SE is a global reinsurance company offering life and non-life reinsurance solutions to insurance companies. The company provides risk management and reinsurance services across various sectors, including property, casualty, life, health, and specialty insurance. SCOR’s non-life division focuses on covering risks such as natural disasters, industrial accidents, and liability claims, while the life division offers solutions related to mortality, longevity, and health risks. SCOR leverages actuarial expertise and financial strength to help insurers manage their risks and ensure stability. The company is headquartered in Paris, France, and its shares are listed on Euronext Paris.