Sierra Bancorp Investor Relations Material

Sierra Bancorp is the holding company for Bank of the Sierra. The company primarily operates as a community-focused bank offering a broad range of financial services. Its offerings include personal and business banking products such as checking and savings accounts, money market accounts, certificates of deposit, and various loan products including mortgage, commercial, and agricultural loans. The bank also provides online and mobile banking services, merchant solutions, and other financial management tools tailored to individual and business needs. Sierra Bancorp serves communities throughout Central and Southern California, emphasizing personalized service and local engagement. The company is headquartered in Porterville, California, and its shares are listed on the NASDAQ.