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SinoPac Financial Holdings (2890) investor relations material
SinoPac Financial Holdings Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net revenue and net profit for 1H26 reached consecutive record highs, with annualized ROE at 18.98%.
2Q26 net revenue was NT$29,082mn (up 11.0% QoQ, 72.3% YoY); net profit was NT$13,519mn (up 23.2% QoQ, 150.3% YoY).
NII increased due to lower funding costs and loan growth; fee income rose on strong wealth management and brokerage.
Total assets grew 30% YoY to NT$4.00tn, with capital levels remaining solid.
Multiple awards received for ESG, innovation, and financial performance.
Financial highlights
6M26 net interest income: NT$24,628mn (up 42.3% YoY); net fee income: NT$18,960mn (up 69.3% YoY); other revenues: NT$11,693mn (up 66.2% YoY).
6M26 net revenues: NT$55,282mn (up 55.5% YoY); net income: NT$24,493mn (up 94.3% YoY).
Cost-income ratio improved to 45% in 6M26 (down 7ppt YoY).
Total assets: NT$3,995,049mn (up 30.0% YoY); total equity: NT$264,998mn (up 28.6% YoY).
EPS for 6M26: NT$1.66; BVPS: NT$18.29.
Outlook and guidance
Continued focus on M&A and organic growth to drive asset expansion.
Emphasis on maintaining strong capital adequacy and risk management.
- Net income grew to NT$18.45B with EPS at NT$1.45 and assets at NT$3.08T for the period.2890
Q3 2024 - Q1 2025 net income hit NT$7.26B, assets NT$3.19T, with Amret Plc. boosting growth.2890
Q1 2025 - Net income reached NT$20.73bn in 9M25, supported by acquisitions and strong asset quality.2890
Q3 2025 - Q1 2026 net income surged 52% to NT$11.02B, fueled by banking, securities, and acquisitions.2890
Q1 2026 - 6M24 net income rose to NT$12.20B, with strong fee growth and robust capital ratios.2890
Q2 2024 - Net income rose 12.5% to NT$22.2B, with strong capital and Southeast Asia expansion.2890
Q4 2024 - Record-high 1H25 net income and revenues, driven by Amret acquisition and green finance growth.2890
Q2 2025 - Net income up 20% to NT$26.76B, EPS NT$1.97, assets up 21% to NT$3.71T, driven by acquisitions.2890
Q4 2025
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