)
Skandiabanken (SBANK) investor relations material
Skandiabanken Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Operating profit for Q1 2026 was 96 MSEK, up from 63 MSEK in Q4 2025, with a return on equity of 5.49% compared to 3.61% previously.
Revenue increased to 340 MSEK from 315 MSEK sequentially, while costs decreased to 237 MSEK from 251 MSEK.
The quarter was marked by geopolitical uncertainty and volatile financial markets, but Swedish inflation was lower than expected and the policy rate remained at 1.75%.
The mortgage portfolio grew by 1.3%, slower than the previous quarter, due to a cautious market ahead of regulatory changes.
New digital services and customer flexibility in loan repayments were introduced.
Financial highlights
Net interest income rose to 290 MSEK from 276 MSEK in Q4 2025.
Commission net increased to 44 MSEK from 34 MSEK, mainly due to lower payment service costs.
Net result from financial transactions remained at -3 MSEK.
Credit losses increased to -7 MSEK from -1 MSEK, reflecting higher realized losses and increased provisioning.
Total assets grew to 139.8 billion SEK, up 2% from December 2025.
Outlook and guidance
Economic recovery in Sweden is expected to continue, supported by fiscal stimulus and stable monetary policy.
Inflation is projected to remain subdued in 2026, with the policy rate likely unchanged for some time.
Regulatory changes from April 2026 are expected to stimulate the housing market by easing mortgage rules.
- Stable premiums, strong solvency, and resilient returns despite market challenges.SBANK
Q4 202512 Feb 2026 - Q3 2025 profit up 14% sequentially on lower costs; mortgage volumes and capital strong.SBANK
Q3 202521 Oct 2025 - Q2 2025 saw lower profit and margins, but capital and liquidity remain robust.SBANK
Q2 202518 Jul 2025 - Operating profit up 7% YTD, with robust capital, liquidity, and mortgage growth.SBANK
Q3 202413 Jun 2025 - Operating profit up 4% and mortgage volumes up 3%, with robust capital and liquidity.SBANK
Q2 202413 Jun 2025 - Q1 2025 saw higher profit, strong capital, and green loan growth despite market uncertainty.SBANK
Q1 20255 Jun 2025 - 2024 profit up 8% to 659 MSEK, with strong mortgage growth and stable credit quality.SBANK
Q4 20245 Jun 2025
Next Skandiabanken earnings date
Next Skandiabanken earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)