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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Skandiabanken
Skandiabanken (SBANK) investor relations material
Skandiabanken has been private
Skandiabanken Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary22 Oct, 2026
Executive summary
Jan-Sep 2026 premiums reached SEK 35.0bn, up 4% YoY; assets under management rose to SEK 951bn from SEK 889bn at year-end 2025.
Traditional life portfolio total return was 7.4%; the bonus rate was raised twice in Q3 to 8% from September 1.
Financial highlights
Group premiums were SEK 35.002bn vs SEK 33.666bn in Jan-Sep 2025; assets under management were SEK 951.464bn vs SEK 876.846bn.
Life business premiums were SEK 19.480bn vs SEK 18.861bn; managed capital was SEK 660.800bn vs SEK 622.846bn.
Fund insurance premiums were SEK 15.522bn vs SEK 14.805bn; assets under management were SEK 236.122bn vs SEK 205.538bn.
Outlook and guidance
Climate targets were validated by the Science Based Targets initiative in October, after quarter-end, as part of the long-term transition effort aligned with Paris Agreement goals.
Stockholm headquarters relocation to Odenplan is planned for 2029; Skandia Fastigheter is constructing a new building with high sustainability ambitions.
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Latest events from Skandiabanken
- Stable operating profit and strong capital, but lower year-over-year earnings amid higher costs.SBANK
Q2 2026 - Q1 2026 saw higher profit and improved efficiency, with regulatory easing ahead.SBANKQ1 2026
- Stable premiums, strong solvency, and resilient returns despite market challenges.SBANKQ4 2025
- Q3 2025 profit up 14% sequentially on lower costs; mortgage volumes and capital strong.SBANKQ3 2025
- Q2 2025 saw lower profit and margins, but capital and liquidity remain robust.SBANKQ2 2025
- Operating profit up 7% YTD, with robust capital, liquidity, and mortgage growth.SBANKQ3 2024
- Operating profit up 4% and mortgage volumes up 3%, with robust capital and liquidity.SBANKQ2 2024
- 2024 profit up 8% to 659 MSEK, with strong mortgage growth and stable credit quality.SBANKQ4 2024
- Q1 2025 saw higher profit, strong capital, and green loan growth despite market uncertainty.SBANKQ1 2025
Next Skandiabanken earnings date
Q4 202612 Feb, 2027
Skandiabanken
Next Skandiabanken earnings date
Q4 202612 Feb, 2027
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Frequently asked questions
Skandiabanken AB, operating under the parent company Skandia, is a Swedish online bank that offers a wide range of financial products and services. Established in 1994, the bank focuses primarily on retail banking. It provides current accounts, payment cards, deposit accounts, consumer loans, and insurance products, catering to both private and business customers. The company is headquartered in Stockholm, Sweden.