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Skjern Bank
Skjern Bank (SKJE) investor relations material
Skjern Bank Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary6 Feb, 2026
Executive summary
Pre-tax profit reached DKK 344.3 million, down from DKK 364.6 million in 2024.
Net interest and fee income increased by 4.1% to DKK 661.3 million.
Dividend proposal of DKK 3.5 per share and share buyback of DKK 3.5 per share, totaling DKK 66.4 million or 26.9% of net profit.
Financial highlights
Net profit after tax was DKK 246.5 million, compared to DKK 258.0 million in 2024.
Basis result was DKK 343.2 million, down from DKK 357.6 million in 2024.
Loan portfolio grew by 6.2% to DKK 7,393 million; deposits rose by 16.9% to DKK 10,395 million.
Capital ratio stood at 25.3%, with an individual solvency requirement of 10.0%.
Outlook and guidance
Pre-tax profit for 2026 is expected in the range of DKK 310–335 million.
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Next Skjern Bank earnings date
Q1 20266 May, 2026
Skjern Bank
Next Skjern Bank earnings date
Q1 20266 May, 2026
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Frequently asked questions
Skjern Bank A/S is a regional bank based in Denmark, offering a variety of financial services to both private and corporate customers. The bank provides a range of loan products, including home, car, business, and mortgage loans, along with specialized loans for electric vehicles and renewable energy projects. In addition to its lending services, Skjern Bank offers savings accounts, leasing options, and pension funds. The bank also provides insurance products covering areas such as home, car, accident, and salary protection. Other services include advisory for real estate, international payments, and mobile banking. Skjern Bank is headquartered in Skjern, Denmark, and its shares are listed on the Copenhagen Stock Exchange.
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