)
Edge28 Nov 2025
Keeping the Streak Alive: The Story of Duolingo
How Duolingo made language learning addictive, scaled to millions of users, and built a powerful subscription business around everyday practice.
Slide Insurance Holdings (SLDE) investor relations material
Slide Insurance Holdings Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary5 Nov, 2025
Executive summary
Achieved record growth in Q3 2025, with gross premiums written up 34% year-over-year to $463.4 million and net income rising over sixfold to $111 million, driven by Citizens policy takeouts, new business, and renewals.
Policies in force increased 28% year-over-year to approximately 351,700, with significant contributions from Citizens policy takeouts and strong voluntary new business.
Completed an IPO in June 2025, raising $263.5 million in net proceeds and converting all preferred stock to common stock.
Continued expansion into new states, including South Carolina, and groundwork for entry into New York, New Jersey, Rhode Island, and California.
Board authorized a share repurchase program up to $120 million, with $100 million remaining as of Q3 2025.
Financial highlights
Gross premiums written for Q3 2025 were $463.4 million, up 33.8% year-over-year; nine-month gross premiums written reached $1.18 billion, up 25.3%.
Net income for Q3 2025 was $111 million, up from $17.6 million in the prior-year quarter; diluted EPS was $0.79.
Total revenue for Q3 2025 was $265.7 million, up 33% year-over-year.
Shareholders' equity increased to $964.2 million as of September 30, 2025, up from $433.2 million at year-end 2024.
Cash and cash equivalents stood at $861.6 million, with $539.9 million in restricted cash and $478.6 million in invested assets as of September 30, 2025.
Outlook and guidance
Expect further growth in gross premiums written in Q4 2025 and continued expansion into new states in 2026, with plans to begin writing policies in New York and New Jersey in the first half of 2026, pending regulatory approval.
Anticipate providing updated Q4 2025 guidance and 2026 outlook after November Citizens takeouts.
Near-term focus on scaling growth initiatives, with investments in systems and personnel expected to impact short-term bottom line but drive long-term value.
Anticipates reaching $1 billion in shareholders' equity in Q4 2025.
Management expects continued growth from policy assumptions, renewals, and new business, focusing on underserved coastal markets.
How will 2026 growth initiatives affect margins?
Future capital leverage targets?
Can favorable PYD continue?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Slide Insurance Holdings earnings date
Q4 202518 Feb, 2026
Next Slide Insurance Holdings earnings date
Q4 202518 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage