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Smartgroup (SIQ) investor relations material
Smartgroup H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary27 Aug, 2025
Executive summary
Revenue increased 7% year-over-year to $159.1M, driven by higher novated leasing volumes and new client wins.
EBITDA rose 13% year-over-year to $63.6M, with margin improving by 2 percentage points to 40%.
NPATA increased 12% to $38.1M; return on equity reached 30.7%, up 1.9 percentage points.
Active salary packages increased 20% year-over-year to 484,000; novated leases under management up 24% to 80,000.
Recognized for ESG leadership and diversity, with high global sustainability rankings and continued status as an employer of choice for gender equality.
Financial highlights
Net revenue grew 8% to $153.1M; product costs declined 9% due to lower attachment rates of aftermarket products.
NPATA per share: 28.1 cents, up 10% year-over-year.
High cash conversion: 138% of NPATA; net cash from operating activities: $52.5M (+43% YoY).
Interim fully franked dividend of 19.5 cents per share declared, up 11% year-over-year.
Return on equity: 30.7%, up 1.9 percentage points.
Outlook and guidance
Targeting EBITDA margin in the mid-40s during 2027, with significant technology investment and change delivery planned for 2026.
July leasing orders and settlements in line with prior corresponding period; yield remains resilient.
Continued focus on digital and technology investments, customer experience, and scalable growth.
2025 capital expenditure expected between $11M and $13M.
Ongoing focus on cost management and productivity to enhance operating leverage.
EBITDA margin trajectory to mid-40s by 2027?
Lower-priced EVs impact on yield and demand?
Clarify revenue recognition for large client wins
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Next Smartgroup earnings date
H2 202524 Feb, 2026
Next Smartgroup earnings date
H2 202524 Feb, 2026
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Frequently asked questions
Smartgroup Corporation Ltd (SIQ) is an Australia-based company specializing in a range of employee management services. These services include outsourced administration, fleet management, and software, distribution, and group services. The company operates through three main segments: Outsourced Administration (OA), which provides outsourced salary packaging services, novated leasing, and payroll services; Vehicle Services (VS), focusing on fleet management and related services; and Software, Distribution, and Group Services (SDGS), offering a suite of software and other services aimed at optimizing workforce management. The company is headquartered in Sydney, New South Wales, and its shares are listed on the Australian Securities Exchange.
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