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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Solid Försäkring
Solid Försäkring (SFAB) investor relations material
Solid Försäkring Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary23 Oct, 2026
Executive summary
Q3 technical result rose 4% to KSEK 39,989; excluding allocated investment return, it increased 8%, with improved profitability across all segments.
Q3 combined ratio improved to 86.8% from 87.6%; profit before tax was KSEK 54,745 versus KSEK 55,726.
SCR ratio increased 5 pp in Q3 to 199%, supported by positive operating profit despite share repurchases and acquisitions.
9M technical result rose 3% to KSEK 106,932; combined ratio improved to 88.2% from 89.3%.
Financial highlights
Q3 gross written premiums were KSEK 263,770 versus KSEK 263,368; net premiums earned rose 1% to KSEK 266,304.
9M gross written premiums rose 1% to KSEK 751,300; net premiums earned fell 3% to KSEK 781,838.
Q3 net profit was KSEK 41,296 versus KSEK 43,308; 9M net profit was KSEK 108,075 versus KSEK 110,609.
Q3 investment portfolio result was KSEK 19,200 versus KSEK 22,200, reflecting higher realized capital gains in the prior-year period.
Outlook and guidance
Medium-term targets: annual net premiums-earned growth of 4–7%, combined ratio below 90%, RoNAV above 14% and SCR ratio of at least 150%.
At 30 September, outcomes were -3% premiums-earned growth, 88.2% combined ratio, 16.8% RoNAV and 199% SCR ratio.
Winassist roadside-assistance partnership launch expected in Q4 2026; selective acquisitions remain part of the growth strategy.
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Latest events from Solid Försäkring
- Q2 profit before tax up 24%, combined ratio at 89.1%, and strong capital returns to shareholders.SFAB
Q2 2026 - Combined ratio improved to 88.7% as profitability rose despite weaker investment returns.SFABQ1 2026
- Q4 profit up 19%, strong segment growth, 6.75 SEK dividend, and SCR ratio at 214%.SFABQ4 2025
- Profitability and capital position improved, with strong segment growth and lower investment returns.SFABQ3 2025
- Q2 2025 saw stable insurance operations and improved efficiency, but lower profits from investments.SFABQ2 2025
- Pre-tax profit up 21% and SCR ratio at 192%, driven by sales and asset management strength.SFABQ3 2024
- Q2 profit up 5% with strong solvency, despite higher costs and segmental sales shifts.SFABQ2 2024
- Profit before tax fell 30%, but solvency and shareholder returns remain strong.SFABQ1 2025
- Record EPS, higher dividend, and strong solvency offset lower technical result and profit.SFABQ4 2024
Next Solid Försäkring earnings date
Q4 20269 Feb, 2027
Solid Försäkring
Next Solid Försäkring earnings date
Q4 20269 Feb, 2027
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Frequently asked questions
Solid Försäkring provides niche insurance products, including consumer-related coverage such as travel, product, and vehicle insurance. The company distributes its services through partnerships with retailers and other distribution partners across Nordic and European markets. The company is headquartered in Helsingborg, Sweden, and its shares are listed on the STO.