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Spar Nord Bank A/S provides various banking products and services to retail, business and public sector customers in Denmark. It offers deposits, loans, advances and guarantee services, as well as custodianship accounts. The company also provides trading services in the field of equities, bonds, interest and forex, asset management and international transactions. In addition it offers consumer finance services through retail stores; gift voucher solutions through shopping centers & shopping center associations; and direct loans through its website, sparxpres.dk.