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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
SPAREBANKEN MØRE
SPAREBANKEN MØRE (MORG) investor relations material
SPAREBANKEN MØRE Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary29 Oct, 2026
Executive summary
9M pre-tax profit was NOK 974m, up 1.8% YoY; profit after tax rose 2.0% to NOK 748m, while ROE was 11.6% versus 11.7%.
Q3 profit after tax was NOK 262m versus NOK 258m YoY; ROE was 12.0% versus 12.2%.
Financial highlights
9M total income was NOK 1,763m, down 0.8% YoY; net interest income fell 3.1% to NOK 1,457m, while other income rose 11.7% to NOK 306m.
9M operating expenses were NOK 751m versus NOK 749m; loan and guarantee impairments fell 46.5% to NOK 38m from NOK 71m.
Q3 total income was NOK 604m versus NOK 611m; net interest income was NOK 505m, down NOK 10m YoY.
9M group earnings per equity certificate were NOK 6.95 versus NOK 6.79; parent-bank earnings per certificate were NOK 7.81 versus NOK 7.02.
Outlook and guidance
The outlook was positive, supported by regional positioning, cost control, low losses, portfolio quality and adaptable operations.
Long-term targets remain ROE above 13% and cost/income below 40%; 9M figures were 11.6% and 42.6%, respectively.
Regional activity was expected to remain strong overall, with robust manufacturing and maritime activity but challenges in construction; Statistics Norway forecast mainland growth of 1.4% in 2026 and 2.1% in 2027.
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Latest events from SPAREBANKEN MØRE
- Profit after tax reached NOK 486 million, with lending growth but rising credit risk and lower capital ratios.MORG
Q2 2026 - Profitability declined in Q1 2026 despite stable growth and strong capital ratios.MORGQ1 2026
- Profit NOK 1,030m, ROE 12.5%, strong lending and deposit growth, robust capital ratios.MORGQ4 2025
- Net profit fell to NOK 733m, with strong capital and slower lending growth.MORGQ3 2025
- Profits fell over 14% year-over-year, but lending, deposits, and capital ratios strengthened.MORGQ2 2025
- Profit up 16.8% with strong loan growth and robust capital ratios.MORGQ3 2024
- Profit after tax up 20.1% and profit before tax up 20.4%, with strong growth and capital ratios.MORGQ2 2024
- Profit and ROE declined, but lending and capital strength remain solid.MORGQ1 2025
- Strong profit, robust capital, and above-market lending growth in 2024.MORGQ4 2024
Next SPAREBANKEN MØRE earnings date
Q4 202629 Jan, 2027
SPAREBANKEN MØRE
Next SPAREBANKEN MØRE earnings date
Q4 202629 Jan, 2027
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Frequently asked questions
Sparebanken Møre is a Norwegian savings bank established through the merger of several savings banks in Møre og Romsdal, its main market. The bank provides a wide range of financial products and services. These include retail and commercial banking services such as financing, deposits, payment transfers, financial advisory services, asset management, insurance, and real estate brokerage. Its offerings cater to both individual and corporate customers, emphasizing the bank's role as a comprehensive provider of financial solutions in its region. The company is headquartered in Ålesund, Norway, and its shares are listed on the Oslo Stock Exchange.