)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
St Galler Kantonalbank
St Galler Kantonalbank (SGKN) investor relations material
St Galler Kantonalbank H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary12 Aug, 2026
Executive summary
Net profit increased by 5.1% year-over-year to CHF 119.9 million in H1 2026, reflecting continued business momentum and steady growth across all customer groups and regions.
Total business volume rose 4.4% to CHF 111.3 billion, supported by strong net new money, loan growth, and contributions from all customer groups and regions.
CHF 2.1 billion in net new money was acquired, mainly from institutional and private clients.
Customer loans grew 1.4% to CHF 35.2 billion, mainly from new mortgages in St. Gallen and Appenzell Ausserrhoden.
The business model continues to prove resilient, with stable growth across core segments.
Financial highlights
Operating income rose 4.0% year-over-year to CHF 313.9 million in H1 2026.
Operating expenses increased 4.1% to CHF 166.3 million, mainly due to a 6.5% rise in personnel costs.
Assets under management climbed 5.9% to CHF 76.0 billion as of June 2026.
Commission and service income rose 7.5%, while trading income declined 2.9% year-over-year.
Balance sheet total rose 3.4% to CHF 49.8 billion since December 2025.
Outlook and guidance
Full-year 2026 net profit is expected to slightly exceed the previous year, assuming stable interest rates, positive equity markets, and no recession in Switzerland.
Industrial sector remains challenging, while domestic economy and construction sector are stable and positive.
Interest rates expected to remain sideways; equity markets remain positive.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from St Galler Kantonalbank
- Profit rose 12.8%; 2024 results are expected to match 2023.SGKN
H2 2023 - Net profit up 5.5% to CHF 227m, AUM up 11.3%, dividend to rise to CHF 20 per share.SGKNH2 2025
- Net profit up 13.6% year-over-year, share price up 10.17%, and capital ratios strong.SGKNH1 2025
- Net profit dropped 7.4% as interest margins narrowed, despite strong asset and loan growth.SGKNH1 2024
- Net profit up 3.8% to CHF 215.1m, with robust growth and a stable outlook for 2025.SGKNH2 2024
Next St Galler Kantonalbank earnings date
H2 202612 Feb, 2027
St Galler Kantonalbank
Next St Galler Kantonalbank earnings date
H2 202612 Feb, 2027
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
St. Galler Kantonalbank AG is a Swiss regional bank providing a range of banking and financial services, including personal and business banking, wealth management, and investment advisory services. The bank primarily serves individuals, small to medium-sized enterprises, and institutional clients, with a focus on the St. Gallen region. St. Galler Kantonalbank offers products such as loans, savings accounts, mortgages, and asset management solutions, emphasizing local expertise and personalized client services. The company is headquartered in St. Gallen, Switzerland, and its shares are listed on the SIX Swiss Exchange.