Stellar Bancorp Investor Relations Material

Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. Stellar’s principal banking subsidiary, created by the merger of Allegiance Bank and CommunityBank of Texas, N.A. provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Dallas, Beaumont and surrounding communities in Texas. Stellar Bancorp, Inc. was created as a result from the Allegiance Bancshares, Inc. and CBTX, Inc. combination in 2022.