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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Stock Yards Bancorp
Stock Yards Bancorp (SYBT) investor relations material
Stock Yards Bancorp Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary28 Oct, 2026
Executive summary
Record Q3 net income of $43.5M, or $1.40 diluted EPS, versus $36.2M and $1.23 YoY; margin expansion and record non-interest income drove results.
First full quarter including Field & Main; core systems conversion completed in mid-October, supporting integration and planned growth in Western Kentucky.
Quarter-end assets were $10.26B, loans $7.99B and deposits $8.39B; 82 branches span three contiguous states.
Financial highlights
Net interest income rose 20% YoY to $92.6M; non-interest income increased 13% to $27.6M, while non-interest expense rose 19% to $64.1M.
Net income was $43.5M versus $40.1M in Q2; diluted EPS was $1.40 versus $1.31.
Total interest income increased 12% YoY to $134.4M; interest expense declined 3% to $41.8M despite $4.3M tied to Field & Main.
Field & Main contributed $7.8M of net interest income and $2.0M of non-interest income in Q3; its merger-related expenses totaled $6.2M, including $678K of one-time costs.
Outlook and guidance
Loan payoff activity is expected to remain a near-term headwind; the lending pipeline was steady entering Q4.
Targeting year-end assets below the $10B regulatory threshold ahead of an anticipated transition across it in 2027.
Remaining merger-related costs, primarily for systems conversion, are expected in Q4 2026.
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Latest events from Stock Yards Bancorp
- Robust growth, strategic expansion, and strong capital position drive leading market performance.SYBT
Investor presentation - Strong financial growth and expanded market presence through strategic acquisition in 2026.SYBTInvestor presentation
- Q2 net income rose 18% YoY to $40.1M, led by margin expansion and Field & Main acquisition.SYBTQ2 2026
- Strong growth, efficiency, and strategic expansion drive market leadership and revenue diversity.SYBT2026 Stephens Investor Conference Presentation
- Earnings up 10% with strong loan growth, higher NIM, and expanded footprint via acquisition.SYBTQ1 2026
- Record earnings, board elections, auditor ratification, and strategic expansion defined the meeting.SYBTAGM 2026
- 2025 saw record earnings, strong capital, and a transformative acquisition expanding Kentucky presence.SYBTCompany presentation
- Proxy covers director elections, auditor ratification, pay, and strong ESG and governance.SYBTProxy Filing
- All-stock $105.7M merger forms Kentucky's top bank with 81 branches and $10.4B in assets.SYBTM&A announcement
Next Stock Yards Bancorp earnings date
Q4 202622 Jan, 2027
Stock Yards Bancorp
Next Stock Yards Bancorp earnings date
Q4 202622 Jan, 2027
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Frequently asked questions
Stock Yards Bancorp, Inc. serves as the holding company for Stock Yards Bank & Trust Company, offering a range of financial services to individuals, corporations, and other entities across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment provides a comprehensive suite of services including retail and commercial lending, mortgage banking, deposit services, and other related financial services. Meanwhile, the WM&T segment specializes in investment management, financial and retirement planning, trust and estate services, and retirement plan management for businesses. The company is headquartered in Louisville, Kentucky, and its shares are listed on the NASDAQ.