Stock Yards Bancorp
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Stock Yards Bancorp (SYBT) investor relations material

Stock Yards Bancorp Conference presentation summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Conference presentation summary8 Sep, 2026

Company overview and market presence

  • Headquartered in Louisville, KY, with 81 locations across Kentucky, Indianapolis, and Cincinnati, and $10.4 billion in assets as of June 30, 2026.

  • Serves major markets with a diverse employer base, including Amazon, Ford, Humana, and Toyota.

  • Largest bank headquartered in Kentucky, recently expanded into South Central and Western Kentucky.

Financial performance and growth

  • Net income grew from $107.7M in 2023 to $140.2M in 2025, with diluted EPS rising from $3.67 to $4.75.

  • Net interest income increased 15% year-over-year for the first half of 2026, with a 7% rise in net interest margin.

  • Over three decades, net income and EPS have grown at 14% and 13% CAGR, respectively.

Revenue diversification and efficiency

  • Non-interest income accounted for 24% of total revenue in 2025, outperforming peer banks.

  • Wealth management and trust contributed $42.8M in revenue and 11% of company earnings in 2025.

  • Efficiency ratio improved to 53.6% in Q2 2026, reflecting ongoing investment in technology and branch expansion.

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Next Stock Yards Bancorp earnings date

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Q3 202628 Oct, 2026
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