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Stock Yards Bancorp (SYBT) investor relations material
Stock Yards Bancorp 2026 Stephens Investor Conference Presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company overview and market presence
Headquartered in Louisville, KY, with 75 locations across Kentucky, Indianapolis, and Cincinnati, holding $9.5 billion in assets and $7.6 billion in wealth management AUM as of March 31, 2026.
Serves major markets with a diverse employer base, including Ford, UPS, Humana, P&G, Toyota, and Amazon.
Largest bank headquartered in Kentucky, recently expanded into South Central and Western Kentucky.
Financial performance and growth
Net income grew from $107.7M in 2023 to $140.2M in 2025, with diluted EPS rising from $3.67 to $4.75.
Total assets increased to $9.5B in 2026, with a net interest margin of 3.65% in Q1 2026.
Compound annual growth in net income was 14% from 1991 to 2025.
Return on average assets reached 1.58% in Q1 2026.
Operational efficiency and asset quality
Efficiency ratio improved to 53.6% in Q1 2026, reflecting ongoing investment in technology and branch expansion.
Asset quality remains strong, with low net charge-offs and a robust allowance for credit losses.
- Earnings up 10% with strong loan growth, higher NIM, and expanded footprint via acquisition.SYBT
Q1 20266 May 2026 - Record earnings, board elections, auditor ratification, and strategic expansion defined the meeting.SYBT
AGM 202626 Apr 2026 - All-stock $105.7M merger forms Kentucky's top bank with 81 branches and $10.4B in assets.SYBT
M&A announcement12 Apr 2026 - 2025 saw record earnings, strong capital, and a transformative acquisition expanding Kentucky presence.SYBT
Company presentation12 Mar 2026 - Proxy covers director elections, auditor ratification, pay, and strong ESG and governance.SYBT
Proxy Filing12 Mar 2026 - Record earnings, strong loan growth, and improved credit quality marked the quarter.SYBT
Q4 202527 Jan 2026 - Virtual meeting to elect 12 directors, approve executive pay, and highlight strong governance and ESG.SYBT
Proxy Filing2 Dec 2025 - Annual meeting to elect eleven directors and approve executive compensation, with online voting.SYBT
Proxy Filing2 Dec 2025 - Earnings up 23% in Q3 2025 on strong loan and deposit growth, higher NIM, and solid capital ratios.SYBT
Q3 20255 Nov 2025
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