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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Stock Yards Bancorp
Stock Yards Bancorp (SYBT) investor relations material
Stock Yards Bancorp Hovde Financial Services Conference presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Hovde Financial Services Conference presentation summary4 Nov, 2026
Profile and footprint
Founded in 1904 and headquartered in Louisville; operates 82 branches across Kentucky and the Indianapolis and Cincinnati MSAs, with $10.3B in assets and $8.9B in Wealth Management & Trust AUM at September 30, 2026.
Loans across markets totaled $7.988B at September 30, 2026; Louisville represented 52%, Indianapolis 14%, Cincinnati 13%, Central Kentucky 13%, and Western Kentucky 8%.
Net income compounded at 14% annually and EPS at 13% from 1991 to 2025.
Nine-month and quarterly performance
9M 2026 net interest income rose 17% YoY to $258.9M, Wealth Management & Trust income increased 20% to $36.8M, and net income grew 16% to $120.2M.
9M diluted EPS was $3.95, up 13% YoY; net interest margin was 3.79%, up from 3.52%, and ROAA was 1.63%, versus 1.53%.
9M ROAE was 13.62%, down from 14.07%; Q3 2026 net interest margin reached 3.88%, with average loans of $7.929B and FTE net interest income of $92.7M.
Lending, deposits and revenue mix
Core deposits reached $7.139B at Q3 2026; total deposits were $8.4B, with core deposits representing 85% of total deposits.
2025 non-interest income was 24% of total revenue; Wealth Management & Trust generated $42.8M, represented 11% of earnings, and accounted for 44% of non-interest income.
Commercial banking strategy emphasizes full-service relationships, supported by 35 commercial bankers with 26 years’ average banking experience, 40 business bankers with 22 years, and 17 commercial real estate bankers with 31 years.
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Latest events from Stock Yards Bancorp
- Record Q3 earnings on margin and fee growth, amid acquisition integration and credit watchpoints.SYBT
Q3 2026 - Robust growth, strategic expansion, and strong capital position drive leading market performance.SYBTInvestor presentation
- Strong financial growth and expanded market presence through strategic acquisition in 2026.SYBTInvestor presentation
- Q2 net income rose 18% YoY to $40.1M, led by margin expansion and Field & Main acquisition.SYBTQ2 2026
- Strong growth, efficiency, and strategic expansion drive market leadership and revenue diversity.SYBT2026 Stephens Investor Conference Presentation
- Earnings up 10% with strong loan growth, higher NIM, and expanded footprint via acquisition.SYBTQ1 2026
- Record earnings, board elections, auditor ratification, and strategic expansion defined the meeting.SYBTAGM 2026
- 2025 saw record earnings, strong capital, and a transformative acquisition expanding Kentucky presence.SYBTCompany presentation
- All-stock $105.7M merger forms Kentucky's top bank with 81 branches and $10.4B in assets.SYBTM&A announcement
Next Stock Yards Bancorp earnings date
Q4 202622 Jan, 2027
Stock Yards Bancorp
Next Stock Yards Bancorp earnings date
Q4 202622 Jan, 2027
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Frequently asked questions
Stock Yards Bancorp, Inc. serves as the holding company for Stock Yards Bank & Trust Company, offering a range of financial services to individuals, corporations, and other entities across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment provides a comprehensive suite of services including retail and commercial lending, mortgage banking, deposit services, and other related financial services. Meanwhile, the WM&T segment specializes in investment management, financial and retirement planning, trust and estate services, and retirement plan management for businesses. The company is headquartered in Louisville, Kentucky, and its shares are listed on the NASDAQ.