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Sumitomo Mitsui Financial Group (8316) investor relations material
Sumitomo Mitsui Financial Group Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary18 Nov, 2025
Executive summary
Full-year net income forecast raised to JPY 1.5 trillion, a 27% year-over-year increase, with ROE expected to reach 10% ahead of the FY3/29 target.
Ordinary profit rose 24.0% to JPY 1,278,123 million, and profit attributable to owners of parent increased 28.7% YoY to JPY 933,505 million.
Comprehensive income surged to JPY 1,030,170 million, up 175.5% year-over-year.
Dividend per share increased to JPY 157 (up JPY 35 YoY), and additional share buybacks of JPY 150 billion approved, totaling JPY 250 billion for FY3/26.
Strong business performance across core segments, with notable gains from the sale of Kotak shares and reversal of allowances.
Financial highlights
1H FY3/26 net income rose by JPY 208.3 billion (+28% YoY) to JPY 933.5 billion; gross profit up JPY 253.5 billion.
Net business profit increased by JPY 229.8 billion (+25% YoY); ordinary profit up JPY 247.7 billion.
ROE (including OCI) improved to 12.5% (+2.7% YoY).
EPS for the period was JPY 242.03, reflecting a three-for-one stock split.
Net assets as of September 30, 2025, were JPY 15,304,259 million, with a net assets ratio of 5.0%.
Outlook and guidance
Full-year net income forecast upgraded by JPY 200 billion to JPY 1.5 trillion (+27% YoY); forecasted EPS for the full year is JPY 390.39.
Dividend payout ratio set at 40% of revised net income; total payout ratio at 56%.
Share buybacks to reach JPY 250 billion for FY3/26.
Dividend forecast was revised upward in May 2025.
Explain non-consolidated profit decline
What drove the comprehensive income surge
Rationale for treasury stock acquisition
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Next Sumitomo Mitsui Financial Group earnings date
Q3 202629 Jan, 2026
Next Sumitomo Mitsui Financial Group earnings date
Q3 202629 Jan, 2026
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Frequently asked questions
Sumitomo Mitsui Financial Group Inc (SMFG) is a diversified financial services group based in Tokyo, Japan. SMFG offers a wide range of financial products and services, including banking, leasing, securities, credit card services, and consumer finance. It operates through several business units, namely the Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. SMFG's operations span across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The company's banking and financial solutions cater to individual, corporate, SME, and high-net-worth clients through a network of branches, representative offices, ATMs, and online platforms. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange as well as the NYSE.
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