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Swissquote Group Holding (SQN) investor relations material
Swissquote Group Holding H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary14 Aug, 2025
Executive summary
Achieved record H1 2025 results with CHF 5.2 billion net new money, 58,304 new accounts (+9% year-over-year), and net revenues of CHF 358.2 million (+4.1%), with pre-tax profit at CHF 185.2 million (+5.3%) and net profit at CHF 158.2 million.
Client assets reached CHF 80.4 billion (+5.3%), with over 700,000 accounts and average assets per account at CHF 113,000.
Maintained focus on medium-term growth, with strong organic expansion, customer acquisition, and robust digital banking and crypto activity.
Dividend of CHF 6.00 per share paid in May 2025, up from CHF 4.30 in May 2024.
Financial highlights
Net revenues reached CHF 358.2 million (+4.1%), pre-tax profit CHF 185.2 million (+5.3%), and net profit CHF 158.2 million (+5.7%).
Client assets at CHF 80.4 billion, with 85% in securities and 15% in cash.
Net fee and commission income (excl. crypto) up 19.9% year-over-year; net crypto assets income down 14.5% sequentially.
Net interest income of CHF 108.8 million, with US dollar rates stable and euro rates decreasing.
Total expenses increased 2.9% to CHF 173.5 million, mainly due to higher payroll and marketing costs.
Outlook and guidance
2025 guidance revised upwards: net revenues expected at CHF 700 million (+6% year-over-year), pre-tax profit at CHF 365 million (+5% year-over-year).
Long-term 2028 guidance unchanged: CHF 900 million net revenues, CHF 500 million pre-tax profit, and 55% pre-tax margin.
Expect CHF 7 billion net new money for 2025, with CHF 3.5 billion targeted for H2.
Average client assets forecasted at CHF 84 billion by year-end 2025.
Acquisition of the remaining 50% of Yuh Ltd completed in July 2025, expected to generate synergies and expand digital banking services.
Assess impact of Yuh Ltd acquisition on synergies.
How did average investment securities duration change?
What drove the increase in investment securities?
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Next Swissquote Group Holding earnings date
H2 202518 Mar, 2026
Next Swissquote Group Holding earnings date
H2 202518 Mar, 2026
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Frequently asked questions
Swissquote Group Holding Ltd. is a Swiss financial institution specializing in online financial and trading services. The company offers a broad array of services including online trading and investment across various asset classes such as equities, funds, bonds, warrants, options, futures, and forex, along with traditional banking services like mortgages and savings accounts. Swissquote also provides electronic asset management tools, like ePrivate Banking, and has embraced digital finance advancements by offering trading in cryptocurrencies. The company is headquartered in Gland, Switzerland, and its shares are listed on the SIX.
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